# InDebt vs CuentasYA

The clearest difference is in-app purchases: CuentasYA at none against InDebt's 1. CuentasYA also leads on update cadence (every 3 days vs monthly) and iOS requirement (15.1 vs 18.6). On price, ads and device support there is nothing between them.

Both are free to download. InDebt sells 1 one-off in-app purchase. CuentasYA asks for nothing beyond the download.

InDebt ships an update monthly, CuentasYA every 3 days. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | InDebt | CuentasYA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2 ratings)](https://appshunter.io/ios/app/indebt/id1385708953/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 58.8% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 days** |
| Monetization | Free with in-app purchases | — |
| Size | 29 MB | 34 MB |
| Requires iOS | 18.6 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Sergei Volkov](https://appshunter.io/developer/1385708952) | [Cyberlabs Corp](https://appshunter.io/developer/1845632997) |

## What reviewers say

### InDebt

[App page](https://appshunter.io/ios/app/indebt/id1385708953)

Manage personal debts with interest and penalty tracking. Supports all currencies and offers data backup. Get notifications for overdue payments and view historical data.

**Highlights:** Interest and penalty calculation, Support for any currency, Data backup and restore, Debt payment history, Total profit calculation, Exportable history, Overdue debt notifications

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Purchasing the full version | $4.99 | one-time |


### CuentasYA

[App page](https://appshunter.io/ios/app/cuentasya/id6754361550)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is InDebt free?

InDebt is free to download, with in-app purchases available.

### Is CuentasYA free?

CuentasYA is free to download, with no in-app purchases.

### Do InDebt or CuentasYA have ads?

Neither InDebt nor CuentasYA shows ads.

### Which is updated more often, InDebt or CuentasYA?

InDebt ships an update monthly, and CuentasYA every 3 days. Most recently, InDebt was updated on November 2, 2026 and CuentasYA on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*