# InDebt vs Loans

The clearest difference is review sentiment: Loans at 85% against InDebt's 59%. Loans also leads on update cadence (weekly vs monthly) and iOS requirement (15.1 vs 18.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. InDebt sells 1 one-off in-app purchase and Loans sells 4 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

InDebt ships an update monthly, Loans weekly. The most recent releases landed on October 19, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | InDebt | Loans |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2 ratings)](https://appshunter.io/ios/app/indebt/id1385708953/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 58.8% of reviews | **84.6% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 29 MB | 46 MB |
| Requires iOS | 18.6 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Sergei Volkov](https://appshunter.io/developer/1385708952) | [Deusdete Filho](https://appshunter.io/developer/883223723) |

## What reviewers say

### InDebt

[App page](https://appshunter.io/ios/app/indebt/id1385708953)

Manage personal debts with interest and penalty tracking. Supports all currencies and offers data backup. Get notifications for overdue payments and view historical data.

**Highlights:** Interest and penalty calculation, Support for any currency, Data backup and restore, Debt payment history, Total profit calculation, Exportable history, Overdue debt notifications

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Purchasing the full version | $4.99 | one-time |


### Loans

[App page](https://appshunter.io/ios/app/loans-manage-control/id6755940795)

Easily track borrowed money and items with a smart installment system and detailed contact management. Organize all your financial transactions and loan histories in one place.

**Highlights:** Register money or goods loans, Control amounts, start, and due dates, Organize by custom categories, Smart installment system with interest, Track installment status, Manage contacts and loan history per person

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Assinatura Mensal | $9.99 | per month |
| Assinatura Semestral | $49.99 | per 6 months |
| Assinatura Anual | $69.99 | per year |
| Assinatura Vitalícia | $69.99 | one-time |


## Frequently asked questions

### Is InDebt free?

InDebt is free to download, with in-app purchases available.

### Is Loans free?

Loans is free to download, with in-app purchases available.

### Do InDebt or Loans have ads?

Neither InDebt nor Loans shows ads.

### Which is updated more often, InDebt or Loans?

InDebt ships an update monthly, and Loans weekly. Most recently, InDebt was updated on October 19, 2026 and Loans on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*