# InDebt vs Kwenta

The clearest difference is iOS requirement: Kwenta at 15.0 against InDebt's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. InDebt sells 1 one-off in-app purchase and Kwenta sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

InDebt ships an update monthly, Kwenta every 3 weeks. The most recent releases landed on October 12, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | InDebt | Kwenta |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2 ratings)](https://appshunter.io/ios/app/indebt/id1385708953/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 58.8% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | — |
| Size | 29 MB | 102 MB |
| Requires iOS | 18.6 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Sergei Volkov](https://appshunter.io/developer/1385708952) | [Rhys Leo Coronado](https://appshunter.io/developer/1895110272) |

## What reviewers say

### InDebt

[App page](https://appshunter.io/ios/app/indebt/id1385708953)

Manage personal debts with interest and penalty tracking. Supports all currencies and offers data backup. Get notifications for overdue payments and view historical data.

**Highlights:** Interest and penalty calculation, Support for any currency, Data backup and restore, Debt payment history, Total profit calculation, Exportable history, Overdue debt notifications

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Purchasing the full version | $4.99 | one-time |


### Kwenta

[App page](https://appshunter.io/ios/app/kwenta/id6768208724)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kwenta Lifetime Purchase | $4.99 | one-time |


## Frequently asked questions

### Is InDebt free?

InDebt is free to download, with in-app purchases available.

### Is Kwenta free?

Kwenta is free to download, with in-app purchases available.

### Do InDebt or Kwenta have ads?

Neither InDebt nor Kwenta shows ads.

### Which is updated more often, InDebt or Kwenta?

InDebt ships an update monthly, and Kwenta every 3 weeks. Most recently, InDebt was updated on October 12, 2026 and Kwenta on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*