# InDebt vs R3ALITY

The clearest difference is update cadence: R3ALITY at every 8 days against InDebt's monthly. R3ALITY also leads on iOS requirement (15.0 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. InDebt sells 1 one-off in-app purchase and R3ALITY sells 6 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

InDebt ships an update monthly, R3ALITY every 8 days. The most recent releases landed on November 2, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | InDebt | R3ALITY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2 ratings)](https://appshunter.io/ios/app/indebt/id1385708953/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 58.8% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 8 days** |
| Monetization | Free with in-app purchases | — |
| Size | 29 MB | 59 MB |
| Requires iOS | 18.6 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sergei Volkov](https://appshunter.io/developer/1385708952) | [R3NEW Holding Ltd](https://appshunter.io/developer/6776261415) |

## What reviewers say

### InDebt

[App page](https://appshunter.io/ios/app/indebt/id1385708953)

Manage personal debts with interest and penalty tracking. Supports all currencies and offers data backup. Get notifications for overdue payments and view historical data.

**Highlights:** Interest and penalty calculation, Support for any currency, Data backup and restore, Debt payment history, Total profit calculation, Exportable history, Overdue debt notifications

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Purchasing the full version | $4.99 | one-time |


### R3ALITY

[App page](https://appshunter.io/ios/app/r3ality/id6776261413)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 30 receipts/month · Pay monthly | $1.99 | per month |
| 60 receipts/month · Pay monthly | $3.49 | per month |
| Unlimited receipts · Pay monthly | $11.49 | per month |
| 30 receipts/month · Pay annually | $22.99 | per year |
| 60 receipts/month · Pay annually | $36.90 | per year |
| Unlimited receipts · Pay annually | $131.99 | per year |


## Frequently asked questions

### Is InDebt free?

InDebt is free to download, with in-app purchases available.

### Is R3ALITY free?

R3ALITY is free to download, with in-app purchases available.

### Do InDebt or R3ALITY have ads?

Neither InDebt nor R3ALITY shows ads.

### Which is updated more often, InDebt or R3ALITY?

InDebt ships an update monthly, and R3ALITY every 8 days. Most recently, InDebt was updated on November 2, 2026 and R3ALITY on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*