# Loan Sense vs 99Fi

The clearest difference is iOS requirement: 99Fi at 12.0 against Loan Sense's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Loan Sense ships an update every 4 months, 99Fi every 2 months. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Loan Sense | 99Fi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/loan-sense/id1385899871/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 5 MB | 46 MB |
| Requires iOS | 26.0 | **12.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Factorial Enterprises LLC](https://appshunter.io/developer/1385899810) | [99Lan Inc](https://appshunter.io/developer/1790978696) |

## What reviewers say

### Loan Sense

[App page](https://appshunter.io/ios/app/loan-sense/id1385899871)

This financial calculator helps users understand simple interest loans. It visualizes payment breakdowns, allowing for planning of extra payments to see potential savings and how much earlier a loan can be paid off. It's useful for verifying loan terms when shopping for financing.

**Highlights:** Simple interest loan calculation, Visualize payment breakdowns, Plan extra payments, Calculate savings from extra payments, Estimate early loan payoff, Verify loan terms

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 99Fi

[App page](https://appshunter.io/ios/app/99fi/id6740659848)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Loan Sense free?

Loan Sense is free to download, with no in-app purchases.

### Is 99Fi free?

99Fi is free to download, with no in-app purchases.

### Do Loan Sense or 99Fi have ads?

Neither Loan Sense nor 99Fi shows ads.

### Which is updated more often, Loan Sense or 99Fi?

Loan Sense ships an update every 4 months, and 99Fi every 2 months. Most recently, Loan Sense was updated on November 2, 2026 and 99Fi on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*