# Monarch Wallet vs Splitto

The clearest difference is in-app purchases: Monarch Wallet at none against Splitto's 1. Monarch Wallet also leads on update cadence (every 3 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Splitto sells 1 in-app purchase, starting at $3.99 per month. Monarch Wallet asks for nothing beyond the download.

Monarch Wallet ships an update every 3 weeks, Splitto every 2 months. The most recent releases landed on June 18, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | Monarch Wallet | Splitto |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (394 ratings)](https://appshunter.io/ios/app/monarch-wallet/id1386397997/reviews)** | — |
| Number of ratings | **394** | — |
| Positive reviews | 80.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | — |
| Size | 124 MB | 34 MB |
| Requires iOS | **17.0** | 17.6 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Splash Factory LLC](https://appshunter.io/developer/1294364484) | [Andrei Mitenev](https://appshunter.io/developer/1847447726) |

## What reviewers say

### Monarch Wallet

[App page](https://appshunter.io/ios/app/monarch-wallet/id1386397997)

Manage your digital assets with a secure mobile cryptocurrency wallet. Send, receive, and trade various cryptocurrencies and tokens. Track your portfolio's performance and stay informed with market data and news.

**Highlights:** Send and receive multiple cryptocurrencies, Trade ETH and ERC-20 tokens via DEX, Track gains and losses, Review market data, Access cryptocurrency news, Control private keys, Sync with desktop apps

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and user-friendly interface
- 🚀 Fast transaction processing
- 💼 Multi-currency support
- 🔒 Secure wallet with private key control
- 💡 Apple Pay integration

**What reviewers complain about**

- 🐛 Coins fail to send despite 'sent successful' message
- 🐛 Coins not displaying in wallet despite correct blockchain balance
- 🐛 App crashes when favoriting/unfavoriting coins
- ❌ Poor customer support responsiveness
- ⚠️ Support ticket system broken (Captcha verification failures)

**Reported bugs**

- Coins not sending despite successful confirmation message
- Coins not displaying in wallet while blockchain shows correct balance
- App crashes when favoriting or unfavoriting coins/tokens
- Captcha verification failing in support ticket submission
- Withdrawal failures with 'insufficient funds' error despite visible balance

**Requested features**

- Notification sound/jingle when coins are received
- Delete seed from settings after initial setup for added security
- Improved fee structure


### Splitto

[App page](https://appshunter.io/ios/app/splitto/id6754259584)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitto pro | $3.99 | per month |


## Frequently asked questions

### Is Monarch Wallet free?

Monarch Wallet is free to download, with no in-app purchases.

### Is Splitto free?

Splitto is free to download, with in-app purchases available.

### Do Monarch Wallet or Splitto have ads?

Neither Monarch Wallet nor Splitto shows ads.

### Which is updated more often, Monarch Wallet or Splitto?

Monarch Wallet ships an update every 3 weeks, and Splitto every 2 months. Most recently, Monarch Wallet was updated on June 18, 2026 and Splitto on September 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*