# FinComPay Mobile Banking vs MICB Token

The clearest difference is update cadence: FinComPay Mobile Banking at fortnightly against MICB Token's every 13 months. FinComPay Mobile Banking also leads on ratings volume (117 vs 7). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for FinComPay Mobile Banking against 4.7 for MICB Token. That said, the two scores are not equally well evidenced: FinComPay Mobile Banking has 117 ratings behind it against 7, so its average is the more settled of the two.

FinComPay Mobile Banking ships an update fortnightly, MICB Token every 13 months. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | FinComPay Mobile Banking | MICB Token |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (117 ratings)](https://appshunter.io/ios/app/fincompay-mobile-banking/id1387938038/reviews)** | [4.7 (7 ratings)](https://appshunter.io/ios/app/micb-token/id6444040654/reviews) |
| Number of ratings | **117** | 7 |
| Positive reviews | 85.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 13 months |
| Monetization | Free | Free |
| Size | 58 MB | 13 MB |
| Requires iOS | **15.0** | 16 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [FinComBank SA](https://appshunter.io/developer/1156803195) | [BC Moldindconbank S.A.](https://appshunter.io/developer/964768028) |

## What reviewers say

### FinComPay Mobile Banking

[App page](https://appshunter.io/ios/app/fincompay-mobile-banking/id1387938038)

Manage your bank accounts and cards easily, securely, and quickly. Perform various transactions like payments, transfers, and view account details. Access ATM locations and currency exchange rates.

**Highlights:** Account and card management, View balances and statements, Pay utility and commercial services, P2P transfers, Inter-bank transfers, Deposit and credit payments, ATM and branch locator

**Features:** macOS Compatibility

**In-app purchases:** none


### MICB Token

[App page](https://appshunter.io/ios/app/micb-token/id6444040654)

Securely authenticate and authorize banking transactions from any device. This app offers mobility and eliminates device dependency for business customers, providing a seamless user experience with push notifications and biometric or PIN authorization.

**Highlights:** Secure authentication, Transaction authorization, Cross-device mobility, Push notifications, Biometric/PIN login, Online and offline modes

**In-app purchases:** none


## Frequently asked questions

### Is FinComPay Mobile Banking free?

FinComPay Mobile Banking is free to download, with no in-app purchases.

### Is MICB Token free?

MICB Token is free to download, with no in-app purchases.

### Which has better reviews, FinComPay Mobile Banking or MICB Token?

FinComPay Mobile Banking is rated higher. FinComPay Mobile Banking averages 4.8 out of 5 from 117 ratings, while MICB Token averages 4.7 from 7 ratings.

### Do FinComPay Mobile Banking or MICB Token have ads?

Neither FinComPay Mobile Banking nor MICB Token shows ads.

### Which is updated more often, FinComPay Mobile Banking or MICB Token?

FinComPay Mobile Banking ships an update fortnightly, and MICB Token every 13 months. Most recently, FinComPay Mobile Banking was updated on October 24, 2026 and MICB Token on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*