# Upgrade vs Avant

The clearest difference is monetization model: Avant at free against Upgrade's free with in-app purchases. Upgrade's advantage is review sentiment (53% vs 35%) and iOS requirement (15.1 vs 17.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Upgrade against 4.8 for Avant. Both are backed by a comparable volume of ratings — 84K and 127K respectively. Written reviews are what separate them: 53% of Upgrade's written reviews are positive against 35% of Avant's.

Upgrade ships an update every 11 days, Avant every 3 weeks. Both last shipped on November 11, 2026.

## The numbers

| Metric | Upgrade | Avant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (84K ratings)](https://appshunter.io/ios/app/upgrade-mobile-banking/id1389859093/reviews)** | [4.8 (127K ratings)](https://appshunter.io/ios/app/avant/id1578316983/reviews) |
| Number of ratings | 84K | **127K** |
| Positive reviews | **52.7% of reviews** | 34.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#142** | #164 |
| Size | 93 MB | 75 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Upgrade, Inc.](https://appshunter.io/developer/1389859092) | [Avant, LLC (US)](https://appshunter.io/developer/956960182) |

## What reviewers say

### Upgrade

[App page](https://appshunter.io/ios/app/upgrade-mobile-banking/id1389859093)

**Currently charting:** #142 Top Free · Finance (US App Store)

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

**Highlights:** Cash back rewards on card purchases, Manage personal loans and credit lines, Track credit score and receive alerts, High-yield savings accounts, Cash advance requests, Bill payment and balance checking

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent, easy-to-use app
- 🔒 Robust fraud prevention
- 💰 Competitive interest rates and rewards
- 👍 Seamless account management
- 🏆 Helpful in improving credit and consolidating debt

**What reviewers complain about**

- 🐛 Inconsistent account updates and transaction history
- 🤔 Unclear policies around credit limit changes
- ❌ Poor customer service and unresponsive to issues
- 💳 Card usage issues and unexpected account suspensions
- 🕰️ Slow processing of payments and deposits

**Reported bugs**

- Login issues and inability to reset passwords
- Discrepancies between app and website information

**Requested features**

- Ability to lock/unlock debit and credit cards
- Instant access to deposited funds
- Improved app stability and user experience


### Avant

[App page](https://appshunter.io/ios/app/avant/id1578316983)

**Currently charting:** #164 Top Free · Finance (US App Store)

Manage your credit card or personal loan with this app. View transactions, schedule payments, and update payment methods. Access customer support easily within the app.

**Highlights:** Schedule or cancel payments, View transaction history, Add or remove payment methods, Enroll in autopay, See upcoming payments, Access customer support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Quick payments
- 💡 Helpful for rebuilding credit
- 🚀 Expeditious credit increases
- 👍 Great customer service

**What reviewers complain about**

- 🐛 Frequent declines and account issues
- 🔒 Security concerns and account freezes
- 💰 High fees and interest rates
- 🕰️ Slow payment processing and balance updates
- 👎 Poor customer service and communication

**Reported bugs**

- App crashes and login issues
- Inaccurate account balances and transaction history
- Unexpected account closures and cancellations

**Requested features**

- Add Apple Pay/Google Pay support
- Improve app usability and navigation
- Provide more transparency on account information
- Streamline address/information update process
- Offer more flexible payment options


## Frequently asked questions

### Is Upgrade free?

Upgrade is free to download, with no in-app purchases.

### Is Avant free?

Avant is free to download, with no in-app purchases.

### Which has better reviews, Upgrade or Avant?

Upgrade is rated higher. Upgrade averages 4.9 out of 5 from 84K ratings, while Avant averages 4.8 from 127K ratings.

### Do Upgrade or Avant have ads?

Neither Upgrade nor Avant shows ads.

### Which is updated more often, Upgrade or Avant?

Upgrade ships an update every 11 days, and Avant every 3 weeks. Most recently, Upgrade was updated on November 11, 2026 and Avant on November 11, 2026.

### Which is more popular, Upgrade or Avant?

Upgrade currently peaks at #142 in the App Store charts, and Avant at #164. Chart position reflects recent download velocity rather than total install base.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*