# Upgrade vs Best Egg

The clearest difference is monetization model: Best Egg at free against Upgrade's free with in-app purchases. Upgrade's advantage is review sentiment (54% vs 35%) and update cadence (fortnightly vs monthly). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Upgrade against 4.8 for Best Egg. That said, the two scores are not equally well evidenced: Upgrade has 84K ratings behind it against 10K, so its average is the more settled of the two. Written reviews are what separate them: 54% of Upgrade's written reviews are positive against 35% of Best Egg's.

Upgrade ships an update fortnightly, Best Egg monthly. The most recent releases landed on September 25, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Upgrade | Best Egg |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (84K ratings)](https://appshunter.io/ios/app/upgrade-mobile-banking/id1389859093/reviews)** | [4.8 (10K ratings)](https://appshunter.io/ios/app/best-egg/id6476990901/reviews) |
| Number of ratings | **84K** | 10K |
| Positive reviews | **54.2% of reviews** | 35.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#134** | — |
| Size | 92 MB | 33 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Upgrade, Inc.](https://appshunter.io/developer/1389859092) | [Best Egg Technologies, LLC](https://appshunter.io/developer/1728513231) |

## What reviewers say

### Upgrade

[App page](https://appshunter.io/ios/app/upgrade-mobile-banking/id1389859093)

**Currently charting:** #134 Top Free · Finance (US App Store)

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

**Highlights:** Cash back rewards on card purchases, Manage personal loans and credit lines, Track credit score and receive alerts, High-yield savings accounts, Cash advance requests, Bill payment and balance checking

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent, easy-to-use app
- 🔒 Robust fraud prevention
- 💰 Competitive interest rates and rewards
- 👍 Seamless account management
- 🏆 Helpful in improving credit and consolidating debt

**What reviewers complain about**

- 🐛 Inconsistent account updates and transaction history
- 🤔 Unclear policies around credit limit changes
- ❌ Poor customer service and unresponsive to issues
- 💳 Card usage issues and unexpected account suspensions
- 🕰️ Slow processing of payments and deposits

**Reported bugs**

- Login issues and inability to reset passwords
- Discrepancies between app and website information

**Requested features**

- Ability to lock/unlock debit and credit cards
- Instant access to deposited funds
- Improved app stability and user experience


### Best Egg

[App page](https://appshunter.io/ios/app/best-egg/id6476990901)

Manage your personal finances securely and conveniently from anywhere. Check balances, pay bills, and monitor your credit score with a suite of financial health tools. Access account details and customer service easily within the app.

**Highlights:** Account management, Secure access with encryption, Bill payments, Financial health tools, Credit score monitoring, Customer service access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Able to log in
- 👍 Thankful for the update

**What reviewers complain about**

- 🐛 Unable to log in
- 🐛 Keyboard covers submit button
- 🐛 App doesn't work
- 🐛 Login credentials not recognized
- 🐛 Cannot sign in

**Reported bugs**

- Login issues
- App not recognizing login credentials
- Keyboard covering submit button

**Requested features**

- Fix login issues
- Improve app functionality


## Frequently asked questions

### Is Upgrade free?

Upgrade is free to download, with no in-app purchases.

### Is Best Egg free?

Best Egg is free to download, with no in-app purchases.

### Which has better reviews, Upgrade or Best Egg?

Upgrade is rated higher. Upgrade averages 4.9 out of 5 from 84K ratings, while Best Egg averages 4.8 from 10K ratings.

### Do Upgrade or Best Egg have ads?

Neither Upgrade nor Best Egg shows ads.

### Which is updated more often, Upgrade or Best Egg?

Upgrade ships an update fortnightly, and Best Egg monthly. Most recently, Upgrade was updated on September 25, 2026 and Best Egg on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*