# Upgrade vs Cancel

The clearest difference is rating: Upgrade at 4.9 against Cancel's 1.0. Upgrade also leads on ratings volume (84K vs 1) and update cadence (every 11 days vs every 6 weeks). Cancel's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Upgrade holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: Upgrade has 84K ratings behind it against 1, so its average is the more settled of the two.

Upgrade ships an update every 11 days, Cancel every 6 weeks. The most recent releases landed on October 19, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Upgrade | Cancel |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (84K ratings)](https://appshunter.io/ios/app/upgrade-mobile-banking/id1389859093/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/cancel-subscription-tracker/id6782220702/reviews) |
| Number of ratings | **84K** | 1 |
| Positive reviews | 53.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 6 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#140** | — |
| Size | 93 MB | 4 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Upgrade, Inc.](https://appshunter.io/developer/1389859092) | [Justin Pruskowski](https://appshunter.io/developer/466301805) |

## What reviewers say

### Upgrade

[App page](https://appshunter.io/ios/app/upgrade-mobile-banking/id1389859093)

**Currently charting:** #140 Top Free · Finance (US App Store)

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

**Highlights:** Cash back rewards on card purchases, Manage personal loans and credit lines, Track credit score and receive alerts, High-yield savings accounts, Cash advance requests, Bill payment and balance checking

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent, easy-to-use app
- 🔒 Robust fraud prevention
- 💰 Competitive interest rates and rewards
- 👍 Seamless account management
- 🏆 Helpful in improving credit and consolidating debt

**What reviewers complain about**

- 🐛 Inconsistent account updates and transaction history
- 🤔 Unclear policies around credit limit changes
- ❌ Poor customer service and unresponsive to issues
- 💳 Card usage issues and unexpected account suspensions
- 🕰️ Slow processing of payments and deposits

**Reported bugs**

- Login issues and inability to reset passwords
- Discrepancies between app and website information

**Requested features**

- Ability to lock/unlock debit and credit cards
- Instant access to deposited funds
- Improved app stability and user experience


### Cancel

[App page](https://appshunter.io/ios/app/cancel-subscription-tracker/id6782220702)

Effortlessly discover and manage your recurring payments. This app uses on-device AI to scan billing statements or allows manual entry to track subscription costs and renewal dates, helping you identify and cancel unused services to save money.

**Highlights:** Manual subscription entry, Billing statement scanning with on-device AI, Monthly cost normalization, Renewal date alerts, AI-powered audit for cancellation suggestions, Savings tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Upgrade free?

Upgrade is free to download, with no in-app purchases.

### Is Cancel free?

Cancel is free to download, with no in-app purchases.

### Which has better reviews, Upgrade or Cancel?

Upgrade is rated higher. Upgrade averages 4.9 out of 5 from 84K ratings, while Cancel averages 1.0 from 1 ratings.

### Do Upgrade or Cancel have ads?

Neither Upgrade nor Cancel shows ads.

### Which is updated more often, Upgrade or Cancel?

Upgrade ships an update every 11 days, and Cancel every 6 weeks. Most recently, Upgrade was updated on October 19, 2026 and Cancel on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*