# Upgrade vs SplitEasy

The clearest difference is update cadence: SplitEasy at daily against Upgrade's every 11 days. SplitEasy also leads on monetization model (free vs free with in-app purchases). Upgrade's advantage is ratings volume (84K vs 1) and chart position (#139 vs unranked). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Upgrade against 5.0 for SplitEasy. That said, the two scores are not equally well evidenced: Upgrade has 84K ratings behind it against 1, so its average is the more settled of the two.

Upgrade ships an update every 11 days, SplitEasy daily. The most recent releases landed on October 23, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Upgrade | SplitEasy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (84K ratings)](https://appshunter.io/ios/app/upgrade-mobile-banking/id1389859093/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spliteasy-split-fast/id6808799810/reviews)** |
| Number of ratings | **84K** | 1 |
| Positive reviews | 53.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 days | **Daily** |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#139** | — |
| Size | 93 MB | 6 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Upgrade, Inc.](https://appshunter.io/developer/1389859092) | [AIJob, Inc.](https://appshunter.io/developer/1857336171) |

## What reviewers say

### Upgrade

[App page](https://appshunter.io/ios/app/upgrade-mobile-banking/id1389859093)

**Currently charting:** #139 Top Free · Finance (US App Store)

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

**Highlights:** Cash back rewards on card purchases, Manage personal loans and credit lines, Track credit score and receive alerts, High-yield savings accounts, Cash advance requests, Bill payment and balance checking

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent, easy-to-use app
- 🔒 Robust fraud prevention
- 💰 Competitive interest rates and rewards
- 👍 Seamless account management
- 🏆 Helpful in improving credit and consolidating debt

**What reviewers complain about**

- 🐛 Inconsistent account updates and transaction history
- 🤔 Unclear policies around credit limit changes
- ❌ Poor customer service and unresponsive to issues
- 💳 Card usage issues and unexpected account suspensions
- 🕰️ Slow processing of payments and deposits

**Reported bugs**

- Login issues and inability to reset passwords
- Discrepancies between app and website information

**Requested features**

- Ability to lock/unlock debit and credit cards
- Instant access to deposited funds
- Improved app stability and user experience


### SplitEasy

[App page](https://appshunter.io/ios/app/spliteasy-split-fast/id6808799810)

Effortlessly split bills and receipts by scanning them with your phone. The app automatically identifies items, tax, and tip, then calculates individual shares. Share itemized PDFs of who owes what, making group payments quick and easy.

**Highlights:** Scan receipts with camera or photo library, Automatic item, tax, and tip detection, Manual item assignment or even split, Calculates exact individual shares, Generates itemized PDF reports, Saves drafts for ongoing splits, Integrates with payment apps like Venmo/Zelle

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Upgrade free?

Upgrade is free to download, with no in-app purchases.

### Is SplitEasy free?

SplitEasy is free to download, with no in-app purchases.

### Which has better reviews, Upgrade or SplitEasy?

SplitEasy is rated higher. Upgrade averages 4.9 out of 5 from 84K ratings, while SplitEasy averages 5.0 from 1 ratings.

### Do Upgrade or SplitEasy have ads?

Neither Upgrade nor SplitEasy shows ads.

### Which is updated more often, Upgrade or SplitEasy?

Upgrade ships an update every 11 days, and SplitEasy daily. Most recently, Upgrade was updated on October 23, 2026 and SplitEasy on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*