# My treasury vs Smart Budget

The clearest difference is in-app purchases: Smart Budget at none against My treasury's 6. My treasury's advantage is update cadence (every 11 days vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. My treasury sells 4 in-app purchases, starting at $2.99 per month. Smart Budget asks for nothing beyond the download.

My treasury ships an update every 11 days, Smart Budget every 5 weeks. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | My treasury | Smart Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (21 ratings)](https://appshunter.io/ios/app/my-treasury/id1389972879/reviews)** | — |
| Number of ratings | **21** | — |
| Positive reviews | 60.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 5 weeks |
| Monetization | Freemium | — |
| Size | 71 MB | 37 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Dariusz Rutkowski](https://appshunter.io/developer/1389972878) | [Mateusz Hermanowicz](https://appshunter.io/developer/1829300299) |

## What reviewers say

### My treasury

[App page](https://appshunter.io/ios/app/my-treasury/id1389972879)

Easily track all your expenses and incomes, set spending goals, and get reminders for bills. Analyze your budget with detailed reports and secure your financial data with backups.

**Highlights:** Track expenses and incomes, Create custom categories, Set and monitor spending goals, Bill payment reminders, Budget analysis and reports, Secure access and backups

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 1 month | $2.99 | per month |
| Premium - 1 month | $3.99 | per month |
| Premium - 12 months | $17.99 | per year |
| Premium - 12 months | $34.99 | per year |


### Smart Budget

[App page](https://appshunter.io/ios/app/smart-budget/id6749210342)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My treasury free?

My treasury is free to download, with in-app purchases available.

### Is Smart Budget free?

Smart Budget is free to download, with no in-app purchases.

### Do My treasury or Smart Budget have ads?

Neither My treasury nor Smart Budget shows ads.

### Which is updated more often, My treasury or Smart Budget?

My treasury ships an update every 11 days, and Smart Budget every 5 weeks. Most recently, My treasury was updated on October 24, 2026 and Smart Budget on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*