# Próspera vs Coastal Loans

The clearest difference is rating: Próspera at 5.0 against Coastal Loans's 3.7. Próspera also leads on update cadence (every 3 weeks vs every 3 months) and iOS requirement (13.0 vs 18.0). Coastal Loans's advantage is ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Próspera holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

Próspera ships an update every 3 weeks, Coastal Loans every 3 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Próspera | Coastal Loans |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/prospera/id1389981398/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/coastal-loans/id6443942460/reviews) |
| Number of ratings | 1 | **3** |
| Positive reviews | 42.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 73 MB | 102 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Parciom Servicos Financeiros](https://appshunter.io/developer/1389981397) | [Coastal Loans, LLC](https://appshunter.io/developer/1650831610) |

## What reviewers say

### Próspera

[App page](https://appshunter.io/ios/app/prospera/id1389981398)

A comprehensive financial system for freelancers, MEIs, and small to medium business owners. Manage sales, payments, and expenses with zero maintenance fees and transparent operations. Offers credit options and exclusive customer support.

**Highlights:** Issue invoices, Track payments, Receive payments via card, boleto, etc., Pay bills and taxes, Specialized collection services, Access credit options, Exclusive customer support

**Features:** macOS Compatibility

**In-app purchases:** none


### Coastal Loans

[App page](https://appshunter.io/ios/app/coastal-loans/id6443942460)

This app simplifies the home loan process for homebuyers, homeowners, and real estate agents. It offers tools to compare loan scenarios, calculate refinancing savings, and determine affordability. Users can also upload documents and access loan originator contact information.

**Highlights:** Compare lending scenarios, Calculate refinancing savings, Determine homeownership affordability, Scan and upload documents, Access loan originator contacts, Stay updated on industry news

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Próspera free?

Próspera is free to download, with no in-app purchases.

### Is Coastal Loans free?

Coastal Loans is free to download, with no in-app purchases.

### Which has better reviews, Próspera or Coastal Loans?

Próspera is rated higher. Próspera averages 5.0 out of 5 from 1 ratings, while Coastal Loans averages 3.7 from 3 ratings.

### Do Próspera or Coastal Loans have ads?

Neither Próspera nor Coastal Loans shows ads.

### Which is updated more often, Próspera or Coastal Loans?

Próspera ships an update every 3 weeks, and Coastal Loans every 3 months. Most recently, Próspera was updated on November 2, 2026 and Coastal Loans on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*