# WIS vs FLEX

The clearest difference is update cadence: FLEX at every 2 weeks against WIS's every 56 months. WIS's advantage is iOS requirement (11.0 vs 15.6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

WIS ships an update every 56 months, FLEX every 2 weeks. The most recent releases landed on October 3, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | WIS | FLEX |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.7 (11 ratings)](https://appshunter.io/ios/app/flex-instant-payments/id6740035091/reviews)** |
| Number of ratings | — | **11** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 56 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 5 MB | 151 MB |
| Requires iOS | **11.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [WIS Accountancy Ltd](https://appshunter.io/developer/1403853238) | [Koinage LLC](https://appshunter.io/developer/1558567429) |

## What reviewers say

### WIS

[App page](https://appshunter.io/ios/app/wis/id1390451829)

Manage your business finances with this free accountancy software and mobile app. Track expenses, create branded invoices, estimate taxes, and log mileage. Designed for contractors and freelancers to simplify financial management.

**Highlights:** Expense management, Branded invoicing, Tax estimates, Mileage tracking, Deadline reminders, Dashboard overview

**Features:** macOS Compatibility

**In-app purchases:** none


### FLEX

[App page](https://appshunter.io/ios/app/flex-instant-payments/id6740035091)

Send and receive money instantly in Nigeria using a unique PayTag. Easily pay merchants via QR codes or directly in the app, and request funds with notes for clear tracking. Upgrade your tier for higher limits and enhanced features.

**Highlights:** Instant money sending and receiving, Pay with PayTag, Merchant QR code payments, Request money with notes, Tiered verification for higher limits, Real-time transaction tracking, In-app support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is WIS free?

WIS is free to download, with no in-app purchases.

### Is FLEX free?

FLEX is free to download, with no in-app purchases.

### Do WIS or FLEX have ads?

Neither WIS nor FLEX shows ads.

### Which is updated more often, WIS or FLEX?

WIS ships an update every 56 months, and FLEX every 2 weeks. Most recently, WIS was updated on October 3, 2026 and FLEX on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*