# FMFCU Mobile App vs GoColonial

FMFCU Mobile App and GoColonial both sit at 4.7 stars, but that hides the real split: 90% of FMFCU Mobile App's written reviews are positive against 40% of GoColonial's. FMFCU Mobile App also leads on ratings volume (4.5K vs 699). GoColonial's advantage is ads (none vs shown). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for FMFCU Mobile App against 4.7 for GoColonial. That said, the two scores are not equally well evidenced: FMFCU Mobile App has 4.5K ratings behind it against 699, so its average is the more settled of the two. Written reviews are what separate them: 90% of FMFCU Mobile App's written reviews are positive against 40% of GoColonial's.

FMFCU Mobile App ships an update every 4 months, GoColonial every 7 months. The most recent releases landed on October 22, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | FMFCU Mobile App | GoColonial |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (4.5K ratings)](https://appshunter.io/ios/app/fmfcu-mobile-app/id1391315260/reviews) | **[4.7 (699 ratings)](https://appshunter.io/ios/app/gocolonial/id6476404479/reviews)** |
| Number of ratings | **4.5K** | 699 |
| Positive reviews | **90.0% of reviews** | 40.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 4 months** | Every 7 months |
| Monetization | Free | Free |
| Size | 42 MB | 42 MB |
| Requires iOS | **16.0** | 16.6 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Franklin Mint Federal Credit Union](https://appshunter.io/developer/470265106) | [Colonial Savings, F. A.](https://appshunter.io/developer/446172937) |

## What reviewers say

### FMFCU Mobile App

[App page](https://appshunter.io/ios/app/fmfcu-mobile-app/id1391315260)

Manage your finances conveniently from your mobile device. Check balances, transfer funds, deposit checks remotely, pay bills, and track spending. This app offers 24/7 access to your accounts, helping you stay on top of your money wherever you are.

**Highlights:** Check account balances, Make fund transfers, Deposit checks remotely, Send money (P2P), Pay bills, Track recent activity and search transactions, Set budgets and manage cash flow

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient
- 🚀 Intuitive
- 🚀 Reliable
- 🚀 Secure

**What reviewers complain about**

- 🐛 Occasional login/logout issues
- 🐛 Inconsistent account order
- 🐛 Unreliable check deposit feature
- 🐛 Slow performance at times
- 🐛 Outdated login method

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- Accounts displayed in wrong order
- Check deposit errors
- Frequent crashes or freezes

**Requested features**

- Dark mode option
- Ability to turn debit card on/off
- Improved bill pay interface
- More customization options
- Biometric login support


### GoColonial

[App page](https://appshunter.io/ios/app/gocolonial/id6476404479)

Manage your mortgage loan account with ease. This app provides support for loan inquiries, payment difficulties, and offers opportunities for refinancing and insurance services. It ensures you have access to assistance for your mortgage needs.

**Highlights:** Loan account management, Mortgage payment assistance, Refinancing opportunities, Insurance services, Customer support for loan questions

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use website
- 🚀 Nicely done app improvements

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🤔 Annoying terms and conditions prompt
- 👎 Not user-friendly, cumbersome to use

**Reported bugs**

- App refuses to update
- Spinning wheel of death on login

**Requested features**

- Easier access to auto-pay settings
- Remove need to re-enter verified accounts


## Frequently asked questions

### Is FMFCU Mobile App free?

FMFCU Mobile App is free to download, with no in-app purchases.

### Is GoColonial free?

GoColonial is free to download, with no in-app purchases.

### Which has better reviews, FMFCU Mobile App or GoColonial?

GoColonial is rated higher. FMFCU Mobile App averages 4.7 out of 5 from 4.5K ratings, while GoColonial averages 4.7 from 699 ratings.

### Do FMFCU Mobile App or GoColonial have ads?

FMFCU Mobile App shows ads; GoColonial does not.

### Which is updated more often, FMFCU Mobile App or GoColonial?

FMFCU Mobile App ships an update every 4 months, and GoColonial every 7 months. Most recently, FMFCU Mobile App was updated on October 22, 2026 and GoColonial on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*