# RBSI ClearSpend vs BBVA Pivot

The clearest difference is iOS requirement: BBVA Pivot at 13.0 against RBSI ClearSpend's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 13, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | RBSI ClearSpend | BBVA Pivot |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (1 ratings)](https://appshunter.io/ios/app/rbsi-clearspend/id1391924637/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | — |
| Size | 62 MB | 37 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NatWest Group plc](https://appshunter.io/developer/479351816) | [BBVA](https://appshunter.io/developer/325546737) |

## What reviewers say

### RBSI ClearSpend

[App page](https://appshunter.io/ios/app/rbsi-clearspend/id1391924637)

Manage your business's commercial card spending with real-time balance and transaction details. Set limits, block merchants, and approve purchases to maintain control over company expenses. This app is designed for both administrators and cardholders.

**Highlights:** Real-time balance information, View transactions (pending, declined), Set cardholder credit limits, Block merchant categories, Lock/unlock employee cards, Approve online purchases, Segregate spend by department

**Features:** Apple Wallet

**In-app purchases:** none


### BBVA Pivot

[App page](https://appshunter.io/ios/app/bbva-pivot/id1490415032)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is RBSI ClearSpend free?

RBSI ClearSpend is free to download, with no in-app purchases.

### Is BBVA Pivot free?

BBVA Pivot is free to download, with no in-app purchases.

### Do RBSI ClearSpend or BBVA Pivot have ads?

Neither RBSI ClearSpend nor BBVA Pivot shows ads.

### Which is updated more often, RBSI ClearSpend or BBVA Pivot?

RBSI ClearSpend ships an update every 3 months, and BBVA Pivot every 3 months. Most recently, RBSI ClearSpend was updated on October 13, 2026 and BBVA Pivot on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*