# Simple Expense Tracker vs Envelopes

The clearest difference is rating: Envelopes at 5.0 against Simple Expense Tracker's 2.0. Envelopes also leads on review sentiment (100% vs 75%) and ratings volume (7 vs 1). Simple Expense Tracker's advantage is in-app purchases (none vs 2) and update cadence (every 3 days vs every 2 weeks). On price, ads and device support there is nothing between them.

Both are free to download. Envelopes sells 2 in-app purchases, starting at $0.99 per month. Simple Expense Tracker asks for nothing beyond the download.

Envelopes holds the better App Store score, 5.0 against 2.0. That said, the two scores are not equally well evidenced: Envelopes has 7 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 75% of Simple Expense Tracker's written reviews are positive against 100% of Envelopes's.

Simple Expense Tracker ships an update every 3 days, Envelopes every 2 weeks. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Simple Expense Tracker | Envelopes |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (1 ratings)](https://appshunter.io/ios/app/simple-expense-tracker/id1393816118/reviews) | **[5.0 (7 ratings)](https://appshunter.io/ios/app/envelopes-simple-budgeting/id6740543190/reviews)** |
| Number of ratings | 1 | **7** |
| Positive reviews | 75.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 2 weeks |
| Monetization | **Free** | Freemium |
| Size | 11 MB | 9 MB |
| Requires iOS | **11.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Mitchell Duncan](https://appshunter.io/developer/1335041951) | [JOSCHUA GLAU](https://appshunter.io/developer/1757748908) |

## What reviewers say

### Simple Expense Tracker

[App page](https://appshunter.io/ios/app/simple-expense-tracker/id1393816118)

Easily manage your spending and stay within your budget. Track expenses in real-time, set spending limits, and receive visual cues as you approach or exceed your budget.

**Highlights:** Create custom budgets, Track expenses in real-time, Visual budget indicators (orange/red), Monitor budget period progress, Review and delete past transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Envelopes

[App page](https://appshunter.io/ios/app/envelopes-simple-budgeting/id6740543190)

This app helps you manage your money by allocating funds into different spending categories, or "envelopes." You can quickly log expenses to track where your money goes and then refill your envelopes as needed to reach your financial goals.

**Highlights:** Envelope budgeting system, Expense logging, Financial goal tracking, Money allocation, Spending mindfulness

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $4.99 | per year |


## Frequently asked questions

### Is Simple Expense Tracker free?

Simple Expense Tracker is free to download, with no in-app purchases.

### Is Envelopes free?

Envelopes is free to download, with in-app purchases available.

### Which has better reviews, Simple Expense Tracker or Envelopes?

Envelopes is rated higher. Simple Expense Tracker averages 2.0 out of 5 from 1 ratings, while Envelopes averages 5.0 from 7 ratings.

### Do Simple Expense Tracker or Envelopes have ads?

Neither Simple Expense Tracker nor Envelopes shows ads.

### Which is updated more often, Simple Expense Tracker or Envelopes?

Simple Expense Tracker ships an update every 3 days, and Envelopes every 2 weeks. Most recently, Simple Expense Tracker was updated on November 2, 2026 and Envelopes on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*