# Simple Expense Tracker vs Kept

The clearest difference is rating: Kept at 5.0 against Simple Expense Tracker's 2.0. Kept also leads on review sentiment (100% vs 75%) and ratings volume (3 vs 1). Simple Expense Tracker's advantage is in-app purchases (none vs 3) and update cadence (every 3 days vs weekly). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. Kept sells 3 one-off in-app purchases. Simple Expense Tracker asks for nothing beyond the download.

Kept holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews point the same way: 75% of Simple Expense Tracker's written reviews are positive against 100% of Kept's.

Simple Expense Tracker ships an update every 3 days, Kept weekly. The most recent releases landed on October 20, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Simple Expense Tracker | Kept |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (1 ratings)](https://appshunter.io/ios/app/simple-expense-tracker/id1393816118/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/kept-budget-and-expense-tracker/id6760608763/reviews)** |
| Number of ratings | 1 | **3** |
| Positive reviews | 75.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Weekly |
| Monetization | Free | Free |
| Size | 11 MB | 21 MB |
| Requires iOS | **11.0** | 18.6 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Mitchell Duncan](https://appshunter.io/developer/1335041951) | [Md Ashikur Rahman](https://appshunter.io/developer/1885300494) |

## What reviewers say

### Simple Expense Tracker

[App page](https://appshunter.io/ios/app/simple-expense-tracker/id1393816118)

Easily manage your spending and stay within your budget. Track expenses in real-time, set spending limits, and receive visual cues as you approach or exceed your budget.

**Highlights:** Create custom budgets, Track expenses in real-time, Visual budget indicators (orange/red), Monitor budget period progress, Review and delete past transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Kept

[App page](https://appshunter.io/ios/app/kept-budget-and-expense-tracker/id6760608763)

A private and simple way to track your money without needing bank logins or an account. Log expenses quickly, create helpful budgets, and visualize your spending with clear charts. Your financial data stays securely on your device.

**Highlights:** Fast expense logging, Customizable budgets, Visual spending charts, 100% private and secure, No account or bank login required, Optional iCloud sync, Apple Watch app

**Features:** Apple Watch app

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $0.99 | one-time |
| Medium Tip | $2.99 | one-time |
| Large Tip | $4.99 | one-time |


## Frequently asked questions

### Is Simple Expense Tracker free?

Simple Expense Tracker is free to download, with no in-app purchases.

### Is Kept free?

Kept is free to download, with in-app purchases available.

### Which has better reviews, Simple Expense Tracker or Kept?

Kept is rated higher. Simple Expense Tracker averages 2.0 out of 5 from 1 ratings, while Kept averages 5.0 from 3 ratings.

### Do Simple Expense Tracker or Kept have ads?

Neither Simple Expense Tracker nor Kept shows ads.

### Which is updated more often, Simple Expense Tracker or Kept?

Simple Expense Tracker ships an update every 3 days, and Kept weekly. Most recently, Simple Expense Tracker was updated on October 20, 2026 and Kept on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*