# Simple Expense Tracker vs Budget Envelopes Spend Tracker

The clearest difference is rating: Budget Envelopes Spend Tracker at 5.0 against Simple Expense Tracker's 2.0. Simple Expense Tracker's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, ratings volume and device support there is nothing between them.

Both are free to download. Budget Envelopes Spend Tracker sells 1 in-app purchase, starting at $24.99 per year. Simple Expense Tracker asks for nothing beyond the download.

Budget Envelopes Spend Tracker holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

Simple Expense Tracker ships an update every 3 days, Budget Envelopes Spend Tracker every 2 weeks. The most recent releases landed on October 9, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Simple Expense Tracker | Budget Envelopes Spend Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (1 ratings)](https://appshunter.io/ios/app/simple-expense-tracker/id1393816118/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/budget-envelopes-spend-tracker/id6761727851/reviews)** |
| Number of ratings | 1 | **2** |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 3 days** | Every 2 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 11 MB | 132 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mitchell Duncan](https://appshunter.io/developer/1335041951) | [DIMMPLE PTY LTD](https://appshunter.io/developer/1544019570) |

## What reviewers say

### Simple Expense Tracker

[App page](https://appshunter.io/ios/app/simple-expense-tracker/id1393816118)

Easily manage your spending and stay within your budget. Track expenses in real-time, set spending limits, and receive visual cues as you approach or exceed your budget.

**Highlights:** Create custom budgets, Track expenses in real-time, Visual budget indicators (orange/red), Monitor budget period progress, Review and delete past transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Budget Envelopes Spend Tracker

[App page](https://appshunter.io/ios/app/budget-envelopes-spend-tracker/id6761727851)

This app helps you manage your money using the envelope budgeting method. Create virtual wallets for different spending categories, allocate income, and manually track expenses to see exactly how much you have left. It offers features like shared wallets and receipt scanning for easier budgeting.

**Highlights:** Create virtual wallets for any spending category, Allocate income across wallets, Manually track expenses, See remaining daily allowance, Shared wallets for couples and families, Receipt scanning for expense import, Budget weekly, monthly, or yearly

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Yearly | $24.99 | per year |


## Frequently asked questions

### Is Simple Expense Tracker free?

Simple Expense Tracker is free to download, with no in-app purchases.

### Is Budget Envelopes Spend Tracker free?

Budget Envelopes Spend Tracker is free to download, with in-app purchases available.

### Which has better reviews, Simple Expense Tracker or Budget Envelopes Spend Tracker?

Budget Envelopes Spend Tracker is rated higher. Simple Expense Tracker averages 2.0 out of 5 from 1 ratings, while Budget Envelopes Spend Tracker averages 5.0 from 2 ratings.

### Do Simple Expense Tracker or Budget Envelopes Spend Tracker have ads?

Budget Envelopes Spend Tracker shows ads; Simple Expense Tracker does not.

### Which is updated more often, Simple Expense Tracker or Budget Envelopes Spend Tracker?

Simple Expense Tracker ships an update every 3 days, and Budget Envelopes Spend Tracker every 2 weeks. Most recently, Simple Expense Tracker was updated on October 9, 2026 and Budget Envelopes Spend Tracker on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*