# 征信 vs 优居找房

The clearest difference is in-app purchases: 优居找房 at none against 征信's 10. 征信's advantage is ads (none vs shown) and iOS requirement (11.0 vs 15). On price, update cadence and device support there is nothing between them.

Both are free to download. 征信 sells 10 in-app purchases, starting at $7.49 per month. 优居找房 asks for nothing beyond the download.

征信 ships an update every 6 weeks, 优居找房 every 3 weeks. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | 征信 | 优居找房 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id1495274821/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 71.4% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free with in-app purchases | — |
| Size | 39 MB | 100 MB |
| Requires iOS | **11.0** | 15 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hangzhou Youxin Data Information Service Co., Ltd.](https://appshunter.io/developer/1458581754) | [北京优居找房网络科技有限公司](https://appshunter.io/developer/1624640545) |

## What reviewers say

### 征信

[App page](https://appshunter.io/ios/app/id1395792830)

This app helps you check your personal credit report and understand your financial risk. It provides comprehensive credit information, security, and timely updates on credit knowledge to help you manage your credit and avoid risks.

**Highlights:** Personal credit report checking, Risk information verification, Abnormal record management, Credit knowledge learning, High information completeness, Bank-level information security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 会员超值订阅 | $7.49 | per month |
| 会员超值订阅 | $42.99 | per year |
| 手机号在线时长核验 | $0.99 | one-time |
| 不良记录查询 | $2.99 | one-time |
| 信用检测 | $3.99 | one-time |
| 联系人优化 | $3.99 | one-time |
| 个人司法、失信检测报告 | $3.99 | one-time |
| 个人司法及申请风险深度检测 | $3.99 | one-time |
| 深度风险报告 | $3.99 | one-time |
| 深度风险报告 | $5.99 | one-time |


### 优居找房

[App page](https://appshunter.io/ios/app/id1495274821)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 征信 free?

征信 is free to download, with in-app purchases available.

### Is 优居找房 free?

优居找房 is free to download, with no in-app purchases.

### Do 征信 or 优居找房 have ads?

优居找房 shows ads; 征信 does not.

### Which is updated more often, 征信 or 优居找房?

征信 ships an update every 6 weeks, and 优居找房 every 3 weeks. Most recently, 征信 was updated on November 11, 2026 and 优居找房 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*