# Banco Bmg vs nextJoy

Banco Bmg and nextJoy both sit at 4.7 stars, but that hides the real split: 42% of nextJoy's written reviews are positive against 27% of Banco Bmg's. nextJoy also leads on iOS requirement (13.0 vs 15.5). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Banco Bmg against 4.7 for nextJoy. Both are backed by a comparable volume of ratings — 475 and 179 respectively. Written reviews are what separate them: 27% of Banco Bmg's written reviews are positive against 42% of nextJoy's.

Banco Bmg ships an update every 2 weeks, nextJoy every 3 weeks. Both last shipped on November 11, 2026.

## The numbers

| Metric | Banco Bmg | nextJoy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (475 ratings)](https://appshunter.io/ios/app/banco-bmg-cartao-e-emprestimo/id1396096726/reviews)** | [4.7 (179 ratings)](https://appshunter.io/ios/app/nextjoy/id1507763183/reviews) |
| Number of ratings | **475** | 179 |
| Positive reviews | 27.4% of reviews | **41.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 367 MB | 181 MB |
| Requires iOS | 15.5 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | +17 | +4 |
| Developer | [Banco BMG](https://appshunter.io/developer/1259944969) | [BANCO BRADESCO S.A.](https://appshunter.io/developer/668665076) |

## What reviewers say

### Banco Bmg

[App page](https://appshunter.io/ios/app/banco-bmg-cartao-e-emprestimo/id1396096726)

Manage your finances with a digital account, credit and debit cards, and various loan options. Track investments, make instant transfers, and access customer support all within one app. Enjoy cashback, discounts, and secure online shopping.

**Highlights:** Digital account management, Credit and debit cards, Instant transfers and Pix, Consigned loans, Investment tracking, Cashback and discounts

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### nextJoy

[App page](https://appshunter.io/ios/app/nextjoy/id1507763183)

A digital account designed for financial education for families, featuring Disney characters. It allows young users to manage their money with a debit card, Pix transfers, and scheduled allowances, while parents monitor all transactions in real-time for enhanced security.

**Highlights:** Financial education for families, Debit card for purchases, Pix transfers and bill payments, Scheduled allowances, Savings account, Disney character customization, Parental real-time transaction monitoring

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Banco Bmg free?

Banco Bmg is free to download, with no in-app purchases.

### Is nextJoy free?

nextJoy is free to download, with no in-app purchases.

### Which has better reviews, Banco Bmg or nextJoy?

Banco Bmg is rated higher. Banco Bmg averages 4.7 out of 5 from 475 ratings, while nextJoy averages 4.7 from 179 ratings.

### Do Banco Bmg or nextJoy have ads?

Neither Banco Bmg nor nextJoy shows ads.

### Which is updated more often, Banco Bmg or nextJoy?

Banco Bmg ships an update every 2 weeks, and nextJoy every 3 weeks. Most recently, Banco Bmg was updated on November 11, 2026 and nextJoy on November 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*