# 鲨鱼资产管家 vs Paylist

The clearest difference is in-app purchases: 鲨鱼资产管家 at none against Paylist's 3. 鲨鱼资产管家 also leads on ratings volume (28 vs 1) and iOS requirement (14.0 vs 18.6). Paylist's advantage is update cadence (every 4 days vs every 5 months) and rating (5.0 vs 4.8). On price, review sentiment, ads and device support there is nothing between them.

Both are free to download. Paylist sells 3 in-app purchases, starting at $1.99 per month. 鲨鱼资产管家 asks for nothing beyond the download.

Paylist holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: 鲨鱼资产管家 has 28 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 96% of 鲨鱼资产管家's written reviews are positive against 100% of Paylist's.

鲨鱼资产管家 ships an update every 5 months, Paylist every 4 days. The most recent releases landed on October 25, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | 鲨鱼资产管家 | Paylist |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (28 ratings)](https://appshunter.io/ios/app/id1396382599/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/paylist-subscription-tracker/id6805378284/reviews)** |
| Number of ratings | **28** | 1 |
| Positive reviews | 96.3% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 4 days** |
| Monetization | **Free** | Freemium |
| Size | 7 MB | 20 MB |
| Requires iOS | **14.0** | 18.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Beijing Shark Pioneer Network Technology Co.,Ltd](https://appshunter.io/developer/1079713423) | [权东 李](https://appshunter.io/developer/6793769256) |

## What reviewers say

### 鲨鱼资产管家

[App page](https://appshunter.io/ios/app/id1396382599)

This app helps you manage multiple financial accounts, including bank cards, credit cards, investments, and loans. It provides clear tracking of asset changes and uses charts for multi-dimensional analysis of your financial status. All data is securely stored and synced to the cloud.

**Highlights:** One-stop asset and debt management, Quick and easy asset addition, Clear balance change tracking, Multi-dimensional chart analysis, Cloud data synchronization, Manual balance updates for security

**Features:** Vision Pro support

**In-app purchases:** none


### Paylist

[App page](https://appshunter.io/ios/app/paylist-subscription-tracker/id6805378284)

Manage all your recurring expenses and one-time purchases in one place. Get timely reminders for renewals and expirations to avoid unwanted charges. Track your spending across different periods and currencies.

**Highlights:** Subscription management, Renewal and expiration reminders, Payment tracking, Spending analysis by period, Multi-currency support, Local data backup and export

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Paylist Premium (Monthly) | $1.99 | per month |
| Paylist Premium (Yearly) | $16.99 | per year |
| Paylist Premium (Lifetime) | $19.99 | one-time |


## Frequently asked questions

### Is 鲨鱼资产管家 free?

鲨鱼资产管家 is free to download, with no in-app purchases.

### Is Paylist free?

Paylist is free to download, with in-app purchases available.

### Which has better reviews, 鲨鱼资产管家 or Paylist?

Paylist is rated higher. 鲨鱼资产管家 averages 4.8 out of 5 from 28 ratings, while Paylist averages 5.0 from 1 ratings.

### Do 鲨鱼资产管家 or Paylist have ads?

Neither 鲨鱼资产管家 nor Paylist shows ads.

### Which is updated more often, 鲨鱼资产管家 or Paylist?

鲨鱼资产管家 ships an update every 5 months, and Paylist every 4 days. Most recently, 鲨鱼资产管家 was updated on October 25, 2026 and Paylist on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*