# Capital on Tap vs Byzfunder

The clearest difference is ratings volume: Capital on Tap at 5.5K against Byzfunder's 2. On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Capital on Tap against 5.0 for Byzfunder. That said, the two scores are not equally well evidenced: Capital on Tap has 5.5K ratings behind it against 2, so its average is the more settled of the two.

Capital on Tap ships an update weekly, Byzfunder fortnightly. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Capital on Tap | Byzfunder |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (5.5K ratings)](https://appshunter.io/ios/app/capital-on-tap/id1398201114/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/byzfunder/id6532596471/reviews)** |
| Number of ratings | **5.5K** | 2 |
| Positive reviews | 79.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free | Free |
| Size | 168 MB | 47 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [New Wave Capital Ltd](https://appshunter.io/developer/1398201113) | [ByzFunder](https://appshunter.io/developer/1756664100) |

## What reviewers say

### Capital on Tap

[App page](https://appshunter.io/ios/app/capital-on-tap/id1398201114)

Manage your business finances effortlessly with this app. Track spending in real-time, set employee limits, view transactions, update payments, and manage your cards. Redeem rewards and add your card to your digital wallet.

**Highlights:** Real-time spend tracking, Set employee spend limits, View transactions and statements, Update payment options, Manage cards (order, freeze, cancel), Redeem rewards points, Add card to digital wallet

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Reliable and efficient
- 👍 User-friendly app
- 💰 Generous credit limits
- 💳 Excellent rewards program
- 📈 Helps grow business

**What reviewers complain about**

- 🔍 Strict identity verification process
- 💰 High interest rates
- 🔒 Security concerns with ID uploads
- 🤔 Confusing payment policies
- 🐛 Buggy app with crashes

**Reported bugs**

- Login issues and inability to verify identity
- Inconsistent app performance and frequent crashes
- Problems with payment processing and auto-pay

**Requested features**

- Multi-account access for businesses
- Dark mode option
- Improved transaction history and reporting
- Easier payment customization


### Byzfunder

[App page](https://appshunter.io/ios/app/byzfunder/id6532596471)

Access your Byzfunder account details, including funding history, current balance, payment schedules, and account statements. Connect with your customer success manager and renewal specialist, and apply for funding renewal directly within the app.

**Highlights:** View funding history, Check current balance, See next payment details, Access account statements, Contact customer success, Apply for funding renewal

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Capital on Tap free?

Capital on Tap is free to download, with no in-app purchases.

### Is Byzfunder free?

Byzfunder is free to download, with no in-app purchases.

### Which has better reviews, Capital on Tap or Byzfunder?

Byzfunder is rated higher. Capital on Tap averages 4.9 out of 5 from 5.5K ratings, while Byzfunder averages 5.0 from 2 ratings.

### Do Capital on Tap or Byzfunder have ads?

Neither Capital on Tap nor Byzfunder shows ads.

### Which is updated more often, Capital on Tap or Byzfunder?

Capital on Tap ships an update weekly, and Byzfunder fortnightly. Most recently, Capital on Tap was updated on November 6, 2026 and Byzfunder on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*