# KBZPay Customer vs Merchantrade Secure

The clearest difference is iOS requirement: Merchantrade Secure at 7.0 against KBZPay Customer's 15.5. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | KBZPay Customer | Merchantrade Secure |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.7 (21K ratings)](https://appshunter.io/ios/app/kbzpay-customer/id1398852297/reviews)** | — |
| Number of ratings | **21K** | — |
| Positive reviews | 8.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | — |
| Size | 291 MB | 32 MB |
| Requires iOS | 15.5 | **7.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Kanbawza Bank Limited](https://appshunter.io/developer/1287440742) | [MERCHANTRADE ASIA SDN BHD](https://appshunter.io/developer/1022449999) |

## What reviewers say

### KBZPay Customer

[App page](https://appshunter.io/ios/app/kbzpay-customer/id1398852297)

A mobile wallet app for secure and convenient money transactions in Myanmar. Easily pay bills, transfer funds, and manage cash in/out with just a few taps.

**Highlights:** Mobile wallet, Secure transactions, Convenient payments, Money transfers, Cash in/out, Bill payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great customer service
- 🚀 Useful pay app

**What reviewers complain about**

- 🔒 No security
- 🔒 Accounts frozen without reason
- ⚠️ Unreliable service
- ⚠️ Frequent errors and issues
- ⚠️ Terrible customer service

**Reported bugs**

- Login issues
- Frequent crashes
- Slow performance
- Withdrawal and top-up problems

**Requested features**

- Add option to disable notifications
- Improve transaction experience
- Support older iOS versions


### Merchantrade Secure

[App page](https://appshunter.io/ios/app/merchantrade-secure/id1401775913)

**In-app purchases:** none


## Frequently asked questions

### Is KBZPay Customer free?

KBZPay Customer is free to download, with no in-app purchases.

### Is Merchantrade Secure free?

Merchantrade Secure is free to download, with no in-app purchases.

### Do KBZPay Customer or Merchantrade Secure have ads?

Neither KBZPay Customer nor Merchantrade Secure shows ads.

### Which is updated more often, KBZPay Customer or Merchantrade Secure?

KBZPay Customer ships an update every 3 months, and Merchantrade Secure every 3 months. Most recently, KBZPay Customer was updated on October 29, 2026 and Merchantrade Secure on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*