# KBZPay Customer vs WavePay

The clearest difference is rating: WavePay at 3.8 against KBZPay Customer's 1.7. WavePay also leads on review sentiment (17% vs 8%) and iOS requirement (13.0 vs 15.5). KBZPay Customer's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

WavePay holds the better App Store score, 3.8 against 1.7. That said, the two scores are not equally well evidenced: KBZPay Customer has 20K ratings behind it against 1.8K, so its average is the more settled of the two. Written reviews point the same way: 8% of KBZPay Customer's written reviews are positive against 17% of WavePay's.

KBZPay Customer ships an update every 3 months, WavePay every 2 months. Both last shipped on September 23, 2026.

## The numbers

| Metric | KBZPay Customer | WavePay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (20K ratings)](https://appshunter.io/ios/app/kbzpay-customer/id1398852297/reviews) | **[3.8 (1.8K ratings)](https://appshunter.io/ios/app/wavepay/id1439175549/reviews)** |
| Number of ratings | **20K** | 1.8K |
| Positive reviews | 7.6% of reviews | **17.2% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 281 MB | 135 MB |
| Requires iOS | 15.5 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Kanbawza Bank Limited](https://appshunter.io/developer/1287440742) | [Wave Money](https://appshunter.io/developer/1234535228) |

## What reviewers say

### KBZPay Customer

[App page](https://appshunter.io/ios/app/kbzpay-customer/id1398852297)

A mobile wallet app for secure and convenient money transactions in Myanmar. Easily pay bills, transfer funds, and manage cash in/out with just a few taps.

**Highlights:** Mobile wallet, Secure transactions, Convenient payments, Money transfers, Cash in/out, Bill payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great customer service
- 🚀 Useful pay app

**What reviewers complain about**

- 🔒 No security
- 🔒 Accounts frozen without reason
- ⚠️ Unreliable service
- ⚠️ Frequent errors and issues
- ⚠️ Terrible customer service

**Reported bugs**

- Login issues
- Frequent crashes
- Slow performance
- Withdrawal and top-up problems

**Requested features**

- Add option to disable notifications
- Improve transaction experience
- Support older iOS versions


### WavePay

[App page](https://appshunter.io/ios/app/wavepay/id1439175549)

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

**Highlights:** Send money via mobile number, Scan QR codes for instant payments, Mobile top-ups and pack purchases, Pay bills (internet, solar, insurance, loans), Link bank accounts and MPU cards, Secure transactions with PIN and secret code, Cash-in/Cash-out via agent shops

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 🔒 Secure payment system
- 👍 Colorful and user-friendly UI
- 💡 Device authorization feature

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔒 Difficult account recovery process
- 👎 Poor customer service
- 💰 Deduction of remaining balance

**Reported bugs**

- App not supported on jailbroken/rooted devices
- Incompatibility issues with newer iOS versions
- Myanmar keyboard not working after updates

**Requested features**

- Allow NRC number for device authorization
- Integrate with popular banks and services
- Implement biometric login options
- Improve transaction history and balance tracking


## Frequently asked questions

### Is KBZPay Customer free?

KBZPay Customer is free to download, with no in-app purchases.

### Is WavePay free?

WavePay is free to download, with no in-app purchases.

### Which has better reviews, KBZPay Customer or WavePay?

WavePay is rated higher. KBZPay Customer averages 1.7 out of 5 from 20K ratings, while WavePay averages 3.8 from 1.8K ratings.

### Do KBZPay Customer or WavePay have ads?

WavePay shows ads; KBZPay Customer does not.

### Which is updated more often, KBZPay Customer or WavePay?

KBZPay Customer ships an update every 3 months, and WavePay every 2 months. Most recently, KBZPay Customer was updated on September 23, 2026 and WavePay on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*