# KBZPay Customer vs CTZPay

The clearest difference is rating: CTZPay at 3.9 against KBZPay Customer's 1.7. CTZPay also leads on review sentiment (17% vs 8%). KBZPay Customer's advantage is ratings volume (21K vs 75). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CTZPay holds the better App Store score, 3.9 against 1.7. That said, the two scores are not equally well evidenced: KBZPay Customer has 21K ratings behind it against 75, so its average is the more settled of the two. Written reviews point the same way: 8% of KBZPay Customer's written reviews are positive against 17% of CTZPay's.

KBZPay Customer ships an update every 3 months, CTZPay every 2 months. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | KBZPay Customer | CTZPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (21K ratings)](https://appshunter.io/ios/app/kbzpay-customer/id1398852297/reviews) | **[3.9 (75 ratings)](https://appshunter.io/ios/app/ctzpay/id1528655111/reviews)** |
| Number of ratings | **21K** | 75 |
| Positive reviews | 8.2% of reviews | **16.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 291 MB | 59 MB |
| Requires iOS | 15.5 | **15.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Kanbawza Bank Limited](https://appshunter.io/developer/1287440742) | [CAPITAL CONNECT LIMITED](https://appshunter.io/developer/1528300797) |

## What reviewers say

### KBZPay Customer

[App page](https://appshunter.io/ios/app/kbzpay-customer/id1398852297)

A mobile wallet app for secure and convenient money transactions in Myanmar. Easily pay bills, transfer funds, and manage cash in/out with just a few taps.

**Highlights:** Mobile wallet, Secure transactions, Convenient payments, Money transfers, Cash in/out, Bill payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great customer service
- 🚀 Useful pay app

**What reviewers complain about**

- 🔒 No security
- 🔒 Accounts frozen without reason
- ⚠️ Unreliable service
- ⚠️ Frequent errors and issues
- ⚠️ Terrible customer service

**Reported bugs**

- Login issues
- Frequent crashes
- Slow performance
- Withdrawal and top-up problems

**Requested features**

- Add option to disable notifications
- Improve transaction experience
- Support older iOS versions


### CTZPay

[App page](https://appshunter.io/ios/app/ctzpay/id1528655111)

This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.

**Highlights:** Digital payments, Bill payment, Top-up services, Money transfers, Bus ticket purchases, Rewards and loyalty promotions

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KBZPay Customer free?

KBZPay Customer is free to download, with no in-app purchases.

### Is CTZPay free?

CTZPay is free to download, with no in-app purchases.

### Which has better reviews, KBZPay Customer or CTZPay?

CTZPay is rated higher. KBZPay Customer averages 1.7 out of 5 from 21K ratings, while CTZPay averages 3.9 from 75 ratings.

### Do KBZPay Customer or CTZPay have ads?

Neither KBZPay Customer nor CTZPay shows ads.

### Which is updated more often, KBZPay Customer or CTZPay?

KBZPay Customer ships an update every 3 months, and CTZPay every 2 months. Most recently, KBZPay Customer was updated on October 29, 2026 and CTZPay on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*