# KBZPay Partner vs CTZPay

The clearest difference is rating: CTZPay at 3.9 against KBZPay Partner's 2.2. CTZPay also leads on review sentiment (17% vs 2%). KBZPay Partner's advantage is ratings volume (518 vs 75). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CTZPay holds the better App Store score, 3.9 against 2.2. That said, the two scores are not equally well evidenced: KBZPay Partner has 518 ratings behind it against 75, so its average is the more settled of the two. Written reviews point the same way: 2% of KBZPay Partner's written reviews are positive against 17% of CTZPay's.

KBZPay Partner ships an update every 3 months, CTZPay every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | KBZPay Partner | CTZPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.2 (518 ratings)](https://appshunter.io/ios/app/kbzpay-partner/id1398868253/reviews) | **[3.9 (75 ratings)](https://appshunter.io/ios/app/ctzpay/id1528655111/reviews)** |
| Number of ratings | **518** | 75 |
| Positive reviews | 2.4% of reviews | **16.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 196 MB | 59 MB |
| Requires iOS | **14** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Kanbawza Bank Limited](https://appshunter.io/developer/1287440742) | [CAPITAL CONNECT LIMITED](https://appshunter.io/developer/1528300797) |

## What reviewers say

### KBZPay Partner

[App page](https://appshunter.io/ios/app/kbzpay-partner/id1398868253)

This app allows users to assist customers with transactions and cash/payment needs. It also provides tools for managing merchant or agent accounts.

**Highlights:** Customer transaction assistance, Cash and payment handling, Merchant account management, Agent account management, Transaction tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 💰 Convenient money transfer functionality
- 📱 Multiple services (cash in/out, mobile topup, withdraw)

**What reviewers complain about**

- 🔒 Privacy and security breaches - customer data exposed
- ❌ Account freezing without explanation or justification
- ⚠️ Unethical practices - alleged support for military coup
- 😤 Poor customer service and support
- 🚫 Unreliable and untrustworthy service

**Reported bugs**

- Face verification does not work properly
- Get code button non-functional
- App crashes and instability issues
- Cannot withdraw from frozen accounts
- Update/installation failures

**Requested features**

- Improve face verification feature accuracy
- Fix get code button functionality
- Enhance app stability and reduce errors


### CTZPay

[App page](https://appshunter.io/ios/app/ctzpay/id1528655111)

This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.

**Highlights:** Digital payments, Bill payment, Top-up services, Money transfers, Bus ticket purchases, Rewards and loyalty promotions

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KBZPay Partner free?

KBZPay Partner is free to download, with no in-app purchases.

### Is CTZPay free?

CTZPay is free to download, with no in-app purchases.

### Which has better reviews, KBZPay Partner or CTZPay?

CTZPay is rated higher. KBZPay Partner averages 2.2 out of 5 from 518 ratings, while CTZPay averages 3.9 from 75 ratings.

### Do KBZPay Partner or CTZPay have ads?

Neither KBZPay Partner nor CTZPay shows ads.

### Which is updated more often, KBZPay Partner or CTZPay?

KBZPay Partner ships an update every 3 months, and CTZPay every 2 months. Most recently, KBZPay Partner was updated on October 24, 2026 and CTZPay on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*