# KBZPay Partner vs Wave Merchant

The clearest difference is review sentiment: Wave Merchant at 100% against KBZPay Partner's 2%. Wave Merchant also leads on rating (4.2 vs 2.2). KBZPay Partner's advantage is ratings volume (518 vs 10). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Wave Merchant holds the better App Store score, 4.2 against 2.2. That said, the two scores are not equally well evidenced: KBZPay Partner has 518 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 2% of KBZPay Partner's written reviews are positive against 100% of Wave Merchant's.

KBZPay Partner ships an update every 3 months, Wave Merchant every 4 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | KBZPay Partner | Wave Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.2 (518 ratings)](https://appshunter.io/ios/app/kbzpay-partner/id1398868253/reviews) | **[4.2 (10 ratings)](https://appshunter.io/ios/app/wave-merchant/id6456263921/reviews)** |
| Number of ratings | **518** | 10 |
| Positive reviews | 2.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 196 MB | 69 MB |
| Requires iOS | 14 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Kanbawza Bank Limited](https://appshunter.io/developer/1287440742) | [Wave Money](https://appshunter.io/developer/1234535228) |

## What reviewers say

### KBZPay Partner

[App page](https://appshunter.io/ios/app/kbzpay-partner/id1398868253)

This app allows users to assist customers with transactions and cash/payment needs. It also provides tools for managing merchant or agent accounts.

**Highlights:** Customer transaction assistance, Cash and payment handling, Merchant account management, Agent account management, Transaction tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 💰 Convenient money transfer functionality
- 📱 Multiple services (cash in/out, mobile topup, withdraw)

**What reviewers complain about**

- 🔒 Privacy and security breaches - customer data exposed
- ❌ Account freezing without explanation or justification
- ⚠️ Unethical practices - alleged support for military coup
- 😤 Poor customer service and support
- 🚫 Unreliable and untrustworthy service

**Reported bugs**

- Face verification does not work properly
- Get code button non-functional
- App crashes and instability issues
- Cannot withdraw from frozen accounts
- Update/installation failures

**Requested features**

- Improve face verification feature accuracy
- Fix get code button functionality
- Enhance app stability and reduce errors


### Wave Merchant

[App page](https://appshunter.io/ios/app/wave-merchant/id6456263921)

This app provides merchants with a secure platform for managing online payments and tracking transactions. It offers features like dynamic QR code payments, real-time transaction history, and business analytics to help businesses streamline their financial operations.

**Highlights:** Dynamic QR code payments, Real-time transaction history, Business analytics, Bank settlement, Secure over-the-counter payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KBZPay Partner free?

KBZPay Partner is free to download, with no in-app purchases.

### Is Wave Merchant free?

Wave Merchant is free to download, with no in-app purchases.

### Which has better reviews, KBZPay Partner or Wave Merchant?

Wave Merchant is rated higher. KBZPay Partner averages 2.2 out of 5 from 518 ratings, while Wave Merchant averages 4.2 from 10 ratings.

### Do KBZPay Partner or Wave Merchant have ads?

Neither KBZPay Partner nor Wave Merchant shows ads.

### Which is updated more often, KBZPay Partner or Wave Merchant?

KBZPay Partner ships an update every 3 months, and Wave Merchant every 4 months. Most recently, KBZPay Partner was updated on October 24, 2026 and Wave Merchant on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*