# DailyPay On vs Extra

The clearest difference is ads: DailyPay On at none against Extra's shown. DailyPay On also leads on ratings volume (511K vs 9.6K) and chart position (#47 vs unranked). Extra's advantage is review sentiment (63% vs 35%). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DailyPay On holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: DailyPay On has 511K ratings behind it against 9.6K, so its average is the more settled of the two. Written reviews complicate that: 35% of DailyPay On's written reviews are positive against 63% of Extra's, so the app with the better star average is not the one people write more warmly about.

DailyPay On ships an update every 3 weeks, Extra monthly. Both last shipped on October 30, 2026.

## The numbers

| Metric | DailyPay On | Extra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (511K ratings)](https://appshunter.io/ios/app/dailypay-on-demand-pay/id1399085077/reviews)** | [4.6 (9.6K ratings)](https://appshunter.io/ios/app/extra/id1489550124/reviews) |
| Number of ratings | **511K** | 9.6K |
| Positive reviews | 35.2% of reviews | **63.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#47** | — |
| Size | 112 MB | 90 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Daily Pay Inc.](https://appshunter.io/developer/1399085076) | [The Aligned Company](https://appshunter.io/developer/1438277172) |

## What reviewers say

### DailyPay On

[App page](https://appshunter.io/ios/app/dailypay-on-demand-pay/id1399085077)

**Currently charting:** #47 Top Free · Finance (US App Store)

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

**Highlights:** Instant access to earned pay, Real-time earnings tracking, Free credit score monitoring, Automated savings goals, Cash back and exclusive deals, DailyPay Visa Prepaid Card

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient access to paycheck
- 💡 Helpful for emergencies and budgeting
- 👍 Decent customer service in some cases

**What reviewers complain about**

- 🐛 Inconsistent balance updates
- 💰 Excessive fees for instant transfers
- 🔒 Concerns about account security and access
- 🤯 Poor customer service and lack of responsiveness

**Reported bugs**

- Accounts being deactivated or suspended without explanation
- Incorrect paycheck amounts and missing funds
- Difficulties with changing banking information

**Requested features**

- More transparency on deductions and fees
- Ability to choose which paycheck to withdraw from
- Improved communication and issue resolution


### Extra

[App page](https://appshunter.io/ios/app/extra/id1489550124)

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

**Highlights:** Build credit without a credit card, Earn reward points on purchases, No credit check required for application, Track purchases and spending, Exclusive app content and giveaways, Easy card management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Game changer for building credit
- 👍 Friendly and helpful customer support
- 💡 Informative financial education videos
- 🚀 Seamless and convenient credit building
- 👍 Great for budgeting and money management

**What reviewers complain about**

- 🐛 Inconsistent bank account syncing and balance updates
- 🔒 Concerns about security and fraud protection
- 🔒 Inability to cancel subscription easily
- 🔒 Unauthorized changes made to accounts

**Reported bugs**

- Rewards page bugs and issues
- Inconsistent spend power limits and increases

**Requested features**

- Reporting to all three major credit bureaus
- Ability to cash out reward points
- Faster bank account syncing and balance updates


## Frequently asked questions

### Is DailyPay On free?

DailyPay On is free to download, with no in-app purchases.

### Is Extra free?

Extra is free to download, with no in-app purchases.

### Which has better reviews, DailyPay On or Extra?

DailyPay On is rated higher. DailyPay On averages 4.8 out of 5 from 511K ratings, while Extra averages 4.6 from 9.6K ratings.

### Do DailyPay On or Extra have ads?

Extra shows ads; DailyPay On does not.

### Which is updated more often, DailyPay On or Extra?

DailyPay On ships an update every 3 weeks, and Extra monthly. Most recently, DailyPay On was updated on October 30, 2026 and Extra on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*