# Americor vs GhostLedger

The clearest difference is review sentiment: GhostLedger at 100% against Americor's 21%. GhostLedger also leads on rating (5.0 vs 4.6). Americor's advantage is price (Free vs $9.99) and ratings volume (1.3K vs 1). On update cadence, ads, in-app purchases and device support there is nothing between them.

Americor is free to download; GhostLedger costs $9.99 up front. Neither carries in-app purchases, so what you see is what you pay.

GhostLedger holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Americor has 1.3K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 21% of Americor's written reviews are positive against 100% of GhostLedger's.

Both ship on a similar rhythm, roughly every 4 weeks. The most recent releases landed on October 13, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | Americor | GhostLedger |
| --- | --- | --- |
| Price | **Free** | $9.99 |
| Rating | [4.6 (1.3K ratings)](https://appshunter.io/ios/app/americor/id1399559299/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ghostledger/id6747046603/reviews)** |
| Number of ratings | **1.3K** | 1 |
| Positive reviews | 21.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | Every 4 weeks |
| Monetization | **Free** | Paid |
| Size | 239 MB | 11 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Americor Funding, Inc](https://appshunter.io/developer/1399559298) | [Matthew Elliott](https://appshunter.io/developer/1815549651) |

## What reviewers say

### Americor

[App page](https://appshunter.io/ios/app/americor/id1399559299)

Manage your finances and track debt settlement progress with this app. Easily view upcoming payments, upload documents, and receive account notifications. Designed to help consumers restructure debt and find lower-cost consolidation loans.

**Highlights:** View upcoming payments and history, Upload documents, Track settlement progress, View settlement offers, Receive account notifications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🙌 Changed my life
- 💰 Saved money
- 👍 Great company

**What reviewers complain about**

- 💸 Expensive fees
- 🤯 Stressful experience
- 🚨 Untrustworthy
- 🤬 Poor customer service

**Reported bugs**

- App crashes and freezes
- Login issues
- Compatibility problems with iOS 18.1

**Requested features**

- Provide clear fee information upfront
- Improve communication and transparency
- Offer better debt settlement options


### GhostLedger

[App page](https://appshunter.io/ios/app/ghostledger/id6747046603)

Effortlessly manage your finances by scanning receipts, detecting hidden charges, and gaining AI-powered insights. Organize transactions, set budgets, and visualize your financial goals with customizable themes. Your financial data remains private and secure on-device.

**Highlights:** Receipt scanning with OCR, Ghost charge detection, AI financial insights, Bank statement import, Transaction tracking and filtering, Budget and goal setting, Customizable themes

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Americor free?

Americor is free to download, with no in-app purchases.

### Is GhostLedger free?

GhostLedger costs $9.99, with no in-app purchases.

### Which has better reviews, Americor or GhostLedger?

GhostLedger is rated higher. Americor averages 4.6 out of 5 from 1.3K ratings, while GhostLedger averages 5.0 from 1 ratings.

### Do Americor or GhostLedger have ads?

Neither Americor nor GhostLedger shows ads.

### Which is updated more often, Americor or GhostLedger?

Americor ships an update every 4 weeks, and GhostLedger every 4 weeks. Most recently, Americor was updated on October 13, 2026 and GhostLedger on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*