# Petal Card vs Ted Pay

The clearest difference is ratings volume: Petal Card at 11K against Ted Pay's 1. Ted Pay's advantage is rating (5.0 vs 4.7) and iOS requirement (11.0 vs 16.4). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ted Pay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Petal Card has 11K ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | Petal Card | Ted Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (11K ratings)](https://appshunter.io/ios/app/petal-card/id1400353064/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ted-pay/id1511198037/reviews)** |
| Number of ratings | **11K** | 1 |
| Positive reviews | 17.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | — |
| Monetization | Free | Free |
| Size | 50 MB | 10 MB |
| Requires iOS | 16.4 | **11.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Petal](https://appshunter.io/developer/1400353063) | [KAMPCOE PROPERTIES LLC](https://appshunter.io/developer/1486915263) |

## What reviewers say

### Petal Card

[App page](https://appshunter.io/ios/app/petal-card/id1400353064)

This app helps individuals build credit and manage finances responsibly. It offers credit cards designed for credit building, with features like cash back rewards and tools to track your credit score and set budgets. The service aims to provide financial innovation and opportunity to a wider audience.

**Highlights:** Build credit history, Cash back rewards, Credit score tracking, Budget management, Subscription management, View accounts in one place

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Great starter card for building credit
- 💰 Decent cash back rewards
- 📱 Easy-to-use app
- 🤝 Helpful customer service

**What reviewers complain about**

- 🔒 Difficulty changing account details like phone number
- ❌ Accounts randomly suspended or closed with no explanation
- 💰 High interest rates and unexpected fees
- 🔄 Slow credit limit increases despite good payment history

**Reported bugs**

- App crashes or logs users out frequently
- Payment processing issues, double charges, and delayed balance updates

**Requested features**

- Allow credit limit increases based on payment history
- Improve account management features like changing contact info
- Provide more transparency around account changes and closures


### Ted Pay

[App page](https://appshunter.io/ios/app/ted-pay/id1511198037)

This app allows users to easily charge credit and debit cards to facilitate business transactions. The sign-up process is quick and straightforward, enabling users to start processing payments in minutes.

**Highlights:** Charge credit and debit cards, Build your business, Quick account creation, Simple sign-up process, Process payments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Petal Card free?

Petal Card is free to download, with no in-app purchases.

### Is Ted Pay free?

Ted Pay is free to download, with no in-app purchases.

### Which has better reviews, Petal Card or Ted Pay?

Ted Pay is rated higher. Petal Card averages 4.7 out of 5 from 11K ratings, while Ted Pay averages 5.0 from 1 ratings.

### Do Petal Card or Ted Pay have ads?

Neither Petal Card nor Ted Pay shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*