# Osaic Equipt vs Bailard Vault

The clearest difference is iOS requirement: Bailard Vault at 15.1 against Osaic Equipt's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Osaic Equipt | Bailard Vault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.0 (147 ratings)](https://appshunter.io/ios/app/osaic-equipt/id1400949150/reviews)** | — |
| Number of ratings | **147** | — |
| Positive reviews | 1.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | Free | — |
| Size | 8 MB | 34 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Osaic, Inc.](https://appshunter.io/developer/1400946099) | [FutureVault Inc.](https://appshunter.io/developer/1145623257) |

## What reviewers say

### Osaic Equipt

[App page](https://appshunter.io/ios/app/osaic-equipt/id1400949150)

Monitor your investments on the go with this app. Access account information, view portfolio allocation, holdings, and historical activity. Initiate check deposits and access electronic documents and statements from your mobile device.

**Highlights:** Investment portfolio monitoring, Account balance and holdings view, Transaction history, Electronic document access, Remote check deposits, Market information and quotes

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 App works for checking balance

**What reviewers complain about**

-  antiquated interface and technology
- ❌ Multiple login steps
- ❌ Frequent crashes and unavailibity
- ❌ No biometric login
- ❌ Cannot download documents

**Reported bugs**

- App crashes on startup
- App crashes at paperless prompt
- Session expired errors
- Login fails repeatedly
- Account info does not fully load

**Requested features**

- Biometric login (FaceID, facial recognition)
- Ability to download monthly statements and tax documents
- Improved data presentation and graphing
- Two-factor authentication on mobile app
- Option to remember login


### Bailard Vault

[App page](https://appshunter.io/ios/app/bailard-vault/id1547261836)

**In-app purchases:** none


## Frequently asked questions

### Is Osaic Equipt free?

Osaic Equipt is free to download, with no in-app purchases.

### Is Bailard Vault free?

Bailard Vault is free to download, with no in-app purchases.

### Do Osaic Equipt or Bailard Vault have ads?

Neither Osaic Equipt nor Bailard Vault shows ads.

### Which is updated more often, Osaic Equipt or Bailard Vault?

Osaic Equipt ships an update every 4 months, and Bailard Vault every 4 months. Most recently, Osaic Equipt was updated on October 24, 2026 and Bailard Vault on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*