# Osaic Equipt vs ISPFCU

The clearest difference is rating: ISPFCU at 4.9 against Osaic Equipt's 2.0. ISPFCU also leads on iOS requirement (12.1 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ISPFCU holds the better App Store score, 4.9 against 2.0. Both are backed by a comparable volume of ratings — 148 and 229 respectively.

Osaic Equipt ships an update every 4 months, ISPFCU every 2 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Osaic Equipt | ISPFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (148 ratings)](https://appshunter.io/ios/app/osaic-equipt/id1400949150/reviews) | **[4.9 (229 ratings)](https://appshunter.io/ios/app/ispfcu/id1609668386/reviews)** |
| Number of ratings | 148 | **229** |
| Positive reviews | 1.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 8 MB | 77 MB |
| Requires iOS | 17.0 | **12.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Osaic, Inc.](https://appshunter.io/developer/1400946099) | [Illinois State Police Federal Credit Union](https://appshunter.io/developer/842889724) |

## What reviewers say

### Osaic Equipt

[App page](https://appshunter.io/ios/app/osaic-equipt/id1400949150)

Monitor your investments on the go with this app. Access account information, view portfolio allocation, holdings, and historical activity. Initiate check deposits and access electronic documents and statements from your mobile device.

**Highlights:** Investment portfolio monitoring, Account balance and holdings view, Transaction history, Electronic document access, Remote check deposits, Market information and quotes

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 App works for checking balance

**What reviewers complain about**

-  antiquated interface and technology
- ❌ Multiple login steps
- ❌ Frequent crashes and unavailibity
- ❌ No biometric login
- ❌ Cannot download documents

**Reported bugs**

- App crashes on startup
- App crashes at paperless prompt
- Session expired errors
- Login fails repeatedly
- Account info does not fully load

**Requested features**

- Biometric login (FaceID, facial recognition)
- Ability to download monthly statements and tax documents
- Improved data presentation and graphing
- Two-factor authentication on mobile app
- Option to remember login


### ISPFCU

[App page](https://appshunter.io/ios/app/ispfcu/id1609668386)

Easily manage your accounts, view balances, and review transactions. Deposit checks, transfer funds, and ensure your financial information is protected with secure login and two-factor authentication.

**Highlights:** View account balances, Review transaction history, Deposit checks, Transfer money between accounts, Secure login, Two-factor authentication

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Osaic Equipt free?

Osaic Equipt is free to download, with no in-app purchases.

### Is ISPFCU free?

ISPFCU is free to download, with no in-app purchases.

### Which has better reviews, Osaic Equipt or ISPFCU?

ISPFCU is rated higher. Osaic Equipt averages 2.0 out of 5 from 148 ratings, while ISPFCU averages 4.9 from 229 ratings.

### Do Osaic Equipt or ISPFCU have ads?

Neither Osaic Equipt nor ISPFCU shows ads.

### Which is updated more often, Osaic Equipt or ISPFCU?

Osaic Equipt ships an update every 4 months, and ISPFCU every 2 months. Most recently, Osaic Equipt was updated on November 2, 2026 and ISPFCU on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*