# Osaic Equipt vs FTC Retirement

The clearest difference is rating: Osaic Equipt at 2.0 against FTC Retirement's 1.0. Osaic Equipt also leads on ratings volume (147 vs 1). FTC Retirement's advantage is update cadence (monthly vs every 4 months) and iOS requirement (14.3 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Osaic Equipt holds the better App Store score, 2.0 against 1.0. That said, the two scores are not equally well evidenced: Osaic Equipt has 147 ratings behind it against 1, so its average is the more settled of the two.

Osaic Equipt ships an update every 4 months, FTC Retirement monthly. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Osaic Equipt | FTC Retirement |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.0 (147 ratings)](https://appshunter.io/ios/app/osaic-equipt/id1400949150/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/ftc-retirement/id6462723296/reviews) |
| Number of ratings | **147** | 1 |
| Positive reviews | 1.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | Free |
| Size | 8 MB | 41 MB |
| Requires iOS | 17.0 | **14.3** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Osaic, Inc.](https://appshunter.io/developer/1400946099) | [LPL Financial](https://appshunter.io/developer/664865395) |

## What reviewers say

### Osaic Equipt

[App page](https://appshunter.io/ios/app/osaic-equipt/id1400949150)

Monitor your investments on the go with this app. Access account information, view portfolio allocation, holdings, and historical activity. Initiate check deposits and access electronic documents and statements from your mobile device.

**Highlights:** Investment portfolio monitoring, Account balance and holdings view, Transaction history, Electronic document access, Remote check deposits, Market information and quotes

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 App works for checking balance

**What reviewers complain about**

-  antiquated interface and technology
- ❌ Multiple login steps
- ❌ Frequent crashes and unavailibity
- ❌ No biometric login
- ❌ Cannot download documents

**Reported bugs**

- App crashes on startup
- App crashes at paperless prompt
- Session expired errors
- Login fails repeatedly
- Account info does not fully load

**Requested features**

- Biometric login (FaceID, facial recognition)
- Ability to download monthly statements and tax documents
- Improved data presentation and graphing
- Two-factor authentication on mobile app
- Option to remember login


### FTC Retirement

[App page](https://appshunter.io/ios/app/ftc-retirement/id6462723296)

Manage your retirement account on the go. Review your balance, process distributions, view statements, and make investment changes directly from your mobile device.

**Highlights:** View account balance, Process distributions, View statements, Change investments, Manage FTC account

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Osaic Equipt free?

Osaic Equipt is free to download, with no in-app purchases.

### Is FTC Retirement free?

FTC Retirement is free to download, with no in-app purchases.

### Which has better reviews, Osaic Equipt or FTC Retirement?

Osaic Equipt is rated higher. Osaic Equipt averages 2.0 out of 5 from 147 ratings, while FTC Retirement averages 1.0 from 1 ratings.

### Do Osaic Equipt or FTC Retirement have ads?

Neither Osaic Equipt nor FTC Retirement shows ads.

### Which is updated more often, Osaic Equipt or FTC Retirement?

Osaic Equipt ships an update every 4 months, and FTC Retirement monthly. Most recently, Osaic Equipt was updated on October 24, 2026 and FTC Retirement on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*