# BPI BanKo Mobile App vs eCebuana

The clearest difference is rating: BPI BanKo Mobile App at 3.5 against eCebuana's 1.8. BPI BanKo Mobile App also leads on review sentiment (24% vs 0%). eCebuana's advantage is ratings volume (28 vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BPI BanKo Mobile App holds the better App Store score, 3.5 against 1.8. Both are backed by a comparable volume of ratings — 6 and 28 respectively. Written reviews point the same way: 24% of BPI BanKo Mobile App's written reviews are positive against 0% of eCebuana's.

BPI BanKo Mobile App ships an update every 3 months, eCebuana every 2 months. The most recent releases landed on August 15, 2026 and July 8, 2026 respectively.

## The numbers

| Metric | BPI BanKo Mobile App | eCebuana |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (6 ratings)](https://appshunter.io/ios/app/bpi-banko-mobile-app/id1401097498/reviews)** | [1.8 (28 ratings)](https://appshunter.io/ios/app/ecebuana/id1523417683/reviews) |
| Number of ratings | 6 | **28** |
| Positive reviews | **23.6% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 88 MB | 155 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of the Philippine Islands](https://appshunter.io/developer/459690073) | [Networld Capital Ventures, Inc.](https://appshunter.io/developer/1182147231) |

## What reviewers say

### BPI BanKo Mobile App

[App page](https://appshunter.io/ios/app/bpi-banko-mobile-app/id1401097498)

Easily manage your finances with this banking app. Open savings accounts, apply for loans, buy load, pay bills, and send money for free. Enjoy high interest on savings and quick loan approvals for small businesses.

**Highlights:** Open digital savings accounts, Apply for business loans, Buy load for all networks, Pay bills conveniently, Free money transfers via Instapay, Loan payment tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### eCebuana

[App page](https://appshunter.io/ios/app/ecebuana/id1523417683)

Manage your finances with this comprehensive app. Open accounts, send and receive money, pay bills, and top up your mobile load. It also supports international remittances and offers a virtual Visa card for online shopping.

**Highlights:** Open e-wallet and micro savings accounts, Send and receive money, Pay bills with numerous billers, Top up mobile load, Receive international remittances, Virtual Visa Card for online shopping, QR code transfers and payments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BPI BanKo Mobile App free?

BPI BanKo Mobile App is free to download, with no in-app purchases.

### Is eCebuana free?

eCebuana is free to download, with no in-app purchases.

### Which has better reviews, BPI BanKo Mobile App or eCebuana?

BPI BanKo Mobile App is rated higher. BPI BanKo Mobile App averages 3.5 out of 5 from 6 ratings, while eCebuana averages 1.8 from 28 ratings.

### Do BPI BanKo Mobile App or eCebuana have ads?

Neither BPI BanKo Mobile App nor eCebuana shows ads.

### Which is updated more often, BPI BanKo Mobile App or eCebuana?

BPI BanKo Mobile App ships an update every 3 months, and eCebuana every 2 months. Most recently, BPI BanKo Mobile App was updated on August 15, 2026 and eCebuana on July 8, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*