# BPI BanKo Mobile App vs PPHL

The clearest difference is update cadence: PPHL at every 5 weeks against BPI BanKo Mobile App's every 3 months. PPHL also leads on iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BPI BanKo Mobile App ships an update every 3 months, PPHL every 5 weeks. The most recent releases landed on October 29, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | BPI BanKo Mobile App | PPHL |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (6 ratings)](https://appshunter.io/ios/app/bpi-banko-mobile-app/id1401097498/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 23.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 weeks** |
| Monetization | Free | — |
| Size | 88 MB | 148 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of the Philippine Islands](https://appshunter.io/developer/459690073) | [Hayden Cassar](https://appshunter.io/developer/1329470709) |

## What reviewers say

### BPI BanKo Mobile App

[App page](https://appshunter.io/ios/app/bpi-banko-mobile-app/id1401097498)

Easily manage your finances with this banking app. Open savings accounts, apply for loans, buy load, pay bills, and send money for free. Enjoy high interest on savings and quick loan approvals for small businesses.

**Highlights:** Open digital savings accounts, Apply for business loans, Buy load for all networks, Pay bills conveniently, Free money transfers via Instapay, Loan payment tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PPHL

[App page](https://appshunter.io/ios/app/pphl/id6448482928)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BPI BanKo Mobile App free?

BPI BanKo Mobile App is free to download, with no in-app purchases.

### Is PPHL free?

PPHL is free to download, with no in-app purchases.

### Do BPI BanKo Mobile App or PPHL have ads?

Neither BPI BanKo Mobile App nor PPHL shows ads.

### Which is updated more often, BPI BanKo Mobile App or PPHL?

BPI BanKo Mobile App ships an update every 3 months, and PPHL every 5 weeks. Most recently, BPI BanKo Mobile App was updated on October 29, 2026 and PPHL on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*