# SpendMon vs Personal Spending Tracker

The clearest difference is in-app purchases: Personal Spending Tracker at none against SpendMon's 1. Personal Spending Tracker also leads on ads (none vs shown) and iOS requirement (10.0 vs 15.0). SpendMon's advantage is review sentiment (94% vs 67%) and ratings volume (251 vs 4). On price, update cadence and device support there is nothing between them.

Both are free to download. SpendMon sells 1 one-off in-app purchase. Personal Spending Tracker asks for nothing beyond the download.

SpendMon holds the better App Store score, 4.6 against 4.3. That said, the two scores are not equally well evidenced: SpendMon has 251 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 94% of SpendMon's written reviews are positive against 67% of Personal Spending Tracker's.

SpendMon ships an update fortnightly, Personal Spending Tracker every 3 weeks. The most recent releases landed on October 19, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | SpendMon | Personal Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (251 ratings)](https://appshunter.io/ios/app/spendmon-expense-tracker/id1401126213/reviews)** | [4.3 (4 ratings)](https://appshunter.io/ios/app/personal-spending-tracker/id1539348334/reviews) |
| Number of ratings | **251** | 4 |
| Positive reviews | **93.7% of reviews** | 66.7% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 14 MB | 87 MB |
| Requires iOS | 15.0 | **10.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MBG Studio](https://appshunter.io/developer/1401126212) | [Christina Bharara](https://appshunter.io/developer/325350531) |

## What reviewers say

### SpendMon

[App page](https://appshunter.io/ios/app/spendmon-expense-tracker/id1401126213)

Track your daily expenses and manage household accounts with this comprehensive spending log. View monthly spending, search across all months, and utilize a widget for at-a-glance financial insights. All core functions are available without payment.

**Highlights:** Spending log, Household account book, Sort by date and expenditure, View monthly spending, Bulk month search, Widget for at-a-glance view

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $2.99 | one-time |


### Personal Spending Tracker

[App page](https://appshunter.io/ios/app/personal-spending-tracker/id1539348334)

Easily monitor your expenditures with this intuitive application. Visualize spending patterns, create custom categories, and add images to your entries for detailed tracking. Gain insights into where your money goes to help you save more.

**Highlights:** Track spending easily, View spending trends and reports, Create custom spending categories, Add images to expenses, Edit expenses and reassign categories, See spending by category and time

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SpendMon free?

SpendMon is free to download, with in-app purchases available.

### Is Personal Spending Tracker free?

Personal Spending Tracker is free to download, with no in-app purchases.

### Which has better reviews, SpendMon or Personal Spending Tracker?

SpendMon is rated higher. SpendMon averages 4.6 out of 5 from 251 ratings, while Personal Spending Tracker averages 4.3 from 4 ratings.

### Do SpendMon or Personal Spending Tracker have ads?

SpendMon shows ads; Personal Spending Tracker does not.

### Which is updated more often, SpendMon or Personal Spending Tracker?

SpendMon ships an update fortnightly, and Personal Spending Tracker every 3 weeks. Most recently, SpendMon was updated on October 19, 2026 and Personal Spending Tracker on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*