# SpendMon vs Mona

The clearest difference is ads: Mona at none against SpendMon's shown. SpendMon's advantage is ratings volume (251 vs 4) and iOS requirement (15.0 vs 18.2). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. SpendMon sells 1 one-off in-app purchase and Mona sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.6 for SpendMon against 4.5 for Mona. That said, the two scores are not equally well evidenced: SpendMon has 251 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 94% of SpendMon's written reviews are positive against 100% of Mona's.

SpendMon ships an update fortnightly, Mona every 3 weeks. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | SpendMon | Mona |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (251 ratings)](https://appshunter.io/ios/app/spendmon-expense-tracker/id1401126213/reviews)** | [4.5 (4 ratings)](https://appshunter.io/ios/app/mona-budget-and-expense-tracker/id6633413204/reviews) |
| Number of ratings | **251** | 4 |
| Positive reviews | 93.8% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | Freemium |
| Size | 14 MB | 29 MB |
| Requires iOS | **15.0** | 18.2 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MBG Studio](https://appshunter.io/developer/1401126212) | [Anh Nguyen](https://appshunter.io/developer/1458306452) |

## What reviewers say

### SpendMon

[App page](https://appshunter.io/ios/app/spendmon-expense-tracker/id1401126213)

Track your daily expenses and manage household accounts with this comprehensive spending log. View monthly spending, search across all months, and utilize a widget for at-a-glance financial insights. All core functions are available without payment.

**Highlights:** Spending log, Household account book, Sort by date and expenditure, View monthly spending, Bulk month search, Widget for at-a-glance view

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $2.99 | one-time |


### Mona

[App page](https://appshunter.io/ios/app/mona-budget-and-expense-tracker/id6633413204)

This AI-powered app simplifies personal finance by helping you track daily expenses, create budgets, and gain insights into your spending habits. Log transactions effortlessly with natural language input and organize your finances with clear reports and summaries.

**Highlights:** AI expense tracking with natural language input, Real-time budget planning and progress monitoring, Spending analysis with finance reports and charts, Multi-account and wallet management, Bill and recurring payment awareness, Savings goal tracking, Privacy-first, offline-first design

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mona Pro (Monthly) | $2.99 | per month |
| Mona Pro (Yearly) | $9.99 | per year |
| Mona Pro (Lifetime) | $12.99 | one-time |
| Mona Pro (Lifetime) | $19.99 | one-time |


## Frequently asked questions

### Is SpendMon free?

SpendMon is free to download, with in-app purchases available.

### Is Mona free?

Mona is free to download, with in-app purchases available.

### Which has better reviews, SpendMon or Mona?

SpendMon is rated higher. SpendMon averages 4.6 out of 5 from 251 ratings, while Mona averages 4.5 from 4 ratings.

### Do SpendMon or Mona have ads?

SpendMon shows ads; Mona does not.

### Which is updated more often, SpendMon or Mona?

SpendMon ships an update fortnightly, and Mona every 3 weeks. Most recently, SpendMon was updated on October 29, 2026 and Mona on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*