# SpendMon vs Envelope Budget

The clearest difference is in-app purchases: Envelope Budget at none against SpendMon's 1. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. SpendMon sells 1 one-off in-app purchase. Envelope Budget asks for nothing beyond the download.

SpendMon ships an update fortnightly, Envelope Budget every 10 days. The most recent releases landed on October 19, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | SpendMon | Envelope Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (251 ratings)](https://appshunter.io/ios/app/spendmon-expense-tracker/id1401126213/reviews)** | — |
| Number of ratings | **251** | — |
| Positive reviews | 93.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | Fortnightly | **Every 10 days** |
| Monetization | Free with in-app purchases | — |
| Size | 14 MB | 84 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MBG Studio](https://appshunter.io/developer/1401126212) | [jihye song](https://appshunter.io/developer/1881799729) |

## What reviewers say

### SpendMon

[App page](https://appshunter.io/ios/app/spendmon-expense-tracker/id1401126213)

Track your daily expenses and manage household accounts with this comprehensive spending log. View monthly spending, search across all months, and utilize a widget for at-a-glance financial insights. All core functions are available without payment.

**Highlights:** Spending log, Household account book, Sort by date and expenditure, View monthly spending, Bulk month search, Widget for at-a-glance view

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $2.99 | one-time |


### Envelope Budget

[App page](https://appshunter.io/ios/app/envelope-budget-bill-tracker/id6791229579)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SpendMon free?

SpendMon is free to download, with in-app purchases available.

### Is Envelope Budget free?

Envelope Budget is free to download, with no in-app purchases.

### Do SpendMon or Envelope Budget have ads?

Both SpendMon and Envelope Budget show ads.

### Which is updated more often, SpendMon or Envelope Budget?

SpendMon ships an update fortnightly, and Envelope Budget every 10 days. Most recently, SpendMon was updated on October 19, 2026 and Envelope Budget on October 14, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*