# Miio vs PagaCel

The clearest difference is rating: PagaCel at 4.7 against Miio's 4.2. PagaCel also leads on review sentiment (94% vs 67%) and ratings volume (83 vs 5). Miio's advantage is iOS requirement (12.0 vs 17.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PagaCel holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: PagaCel has 83 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 67% of Miio's written reviews are positive against 94% of PagaCel's.

Miio ships an update monthly, PagaCel fortnightly. The most recent releases landed on October 16, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Miio | PagaCel |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (5 ratings)](https://appshunter.io/ios/app/miio/id1401507730/reviews) | **[4.7 (83 ratings)](https://appshunter.io/ios/app/pagacel/id1441396033/reviews)** |
| Number of ratings | 5 | **83** |
| Positive reviews | 67.3% of reviews | **93.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 74 MB | 272 MB |
| Requires iOS | **12.0** | 17.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 17+ |
| Developer | [King David Mobile, S.A.P.I. de C.V.](https://appshunter.io/developer/1401507729) | [PAGAPHONE SMARTPAY SA DE CV](https://appshunter.io/developer/1441396032) |

## What reviewers say

### Miio

[App page](https://appshunter.io/ios/app/miio/id1401507730)

Simplify your finances with this app. Open a digital account to send/receive money, get a card for secure purchases and cashback, and apply for loans quickly. It also offers affordable phone plans and allows you to earn money by recharging numbers and paying bills.

**Highlights:** Digital account creation, Send and receive money, Secure card for purchases, Cashback rewards, Fast loan applications, Affordable phone plans, Earn money on recharges and bill payments

**Features:** macOS Compatibility

**In-app purchases:** none


### PagaCel

[App page](https://appshunter.io/ios/app/pagacel/id1441396033)

Receive money transfers from the US directly to your phone and withdraw cash from over 50,000 ATMs nationwide. Use your card for payments, pay bills, and top up phone credit with secure, low-fee transactions.

**Highlights:** Receive remittances from the US, Withdraw cash from 50,000+ ATMs, Pay with a Platinum PagaPhone card, Pay bills and services, Top up mobile phone credit, Send money to family with low fees, Advanced security with biometrics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast money transfers
- 👍 Easy to use interface
- 🔒 Secure transactions
- 💰 Low fees/commission
- 💳 Card works everywhere

**What reviewers complain about**

- 🐛 Cannot upload INE
- 👎 System is bad
- 💸 Charges for transfers
- ⏳ Slow process
- 🤷‍♀️ Unclear how to use

**Reported bugs**

- Cannot upload INE
- App crashes
- Verification code not received

**Requested features**

- Improve app speed
- More clarity on sending money from EU to Mexico


## Frequently asked questions

### Is Miio free?

Miio is free to download, with no in-app purchases.

### Is PagaCel free?

PagaCel is free to download, with no in-app purchases.

### Which has better reviews, Miio or PagaCel?

PagaCel is rated higher. Miio averages 4.2 out of 5 from 5 ratings, while PagaCel averages 4.7 from 83 ratings.

### Do Miio or PagaCel have ads?

Neither Miio nor PagaCel shows ads.

### Which is updated more often, Miio or PagaCel?

Miio ships an update monthly, and PagaCel fortnightly. Most recently, Miio was updated on October 16, 2026 and PagaCel on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*