# Miio vs Monto

The clearest difference is rating: Monto at 5.0 against Miio's 4.2. Monto also leads on review sentiment (100% vs 67%). Miio's advantage is iOS requirement (12.0 vs 14.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Monto holds the better App Store score, 5.0 against 4.2. Both are backed by a comparable volume of ratings — 5 and 4 respectively. Written reviews point the same way: 67% of Miio's written reviews are positive against 100% of Monto's.

Miio ships an update monthly, Monto every 2 weeks. The most recent releases landed on June 11, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | Miio | Monto |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (5 ratings)](https://appshunter.io/ios/app/miio/id1401507730/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/monto/id1525784988/reviews)** |
| Number of ratings | **5** | 4 |
| Positive reviews | 67.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 74 MB | 71 MB |
| Requires iOS | **12.0** | 14.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [King David Mobile, S.A.P.I. de C.V.](https://appshunter.io/developer/1401507729) | [Grupo Tatel SAPI de CV](https://appshunter.io/developer/1525784990) |

## What reviewers say

### Miio

[App page](https://appshunter.io/ios/app/miio/id1401507730)

Simplify your finances with this app. Open a digital account to send/receive money, get a card for secure purchases and cashback, and apply for loans quickly. It also offers affordable phone plans and allows you to earn money by recharging numbers and paying bills.

**Highlights:** Digital account creation, Send and receive money, Secure card for purchases, Cashback rewards, Fast loan applications, Affordable phone plans, Earn money on recharges and bill payments

**Features:** macOS Compatibility

**In-app purchases:** none


### Monto

[App page](https://appshunter.io/ios/app/monto/id1525784988)

Access earned wages before your company's payday. This platform allows you to take control of your finances by providing access to your salary as you earn it. It offers a convenient and secure way to manage payments and avoid debt.

**Highlights:** Access earned salary early, Funds in account within minutes, Helps make payments on time, No debt or credit involved, Low fixed withdrawal commission, Easy, convenient, and secure

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Miio free?

Miio is free to download, with no in-app purchases.

### Is Monto free?

Monto is free to download, with no in-app purchases.

### Which has better reviews, Miio or Monto?

Monto is rated higher. Miio averages 4.2 out of 5 from 5 ratings, while Monto averages 5.0 from 4 ratings.

### Do Miio or Monto have ads?

Neither Miio nor Monto shows ads.

### Which is updated more often, Miio or Monto?

Miio ships an update monthly, and Monto every 2 weeks. Most recently, Miio was updated on June 11, 2026 and Monto on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*