# Miio vs Pagando

The clearest difference is rating: Pagando at 4.7 against Miio's 4.2. Miio's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 17.6). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pagando holds the better App Store score, 4.7 against 4.2. Both are backed by a comparable volume of ratings — 5 and 12 respectively. Written reviews split almost evenly too, at 67% and 68% positive.

Miio ships an update monthly, Pagando fortnightly. The most recent releases landed on June 11, 2026 and August 25, 2026 respectively.

## The numbers

| Metric | Miio | Pagando |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (5 ratings)](https://appshunter.io/ios/app/miio/id1401507730/reviews) | **[4.7 (12 ratings)](https://appshunter.io/ios/app/pagando/id1528416728/reviews)** |
| Number of ratings | 5 | **12** |
| Positive reviews | 67.3% of reviews | **68.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 74 MB | 134 MB |
| Requires iOS | **12.0** | 17.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 17+ |
| Developer | [King David Mobile, S.A.P.I. de C.V.](https://appshunter.io/developer/1401507729) | [Xc Networks, S.a. De C.v.](https://appshunter.io/developer/1552940014) |

## What reviewers say

### Miio

[App page](https://appshunter.io/ios/app/miio/id1401507730)

Simplify your finances with this app. Open a digital account to send/receive money, get a card for secure purchases and cashback, and apply for loans quickly. It also offers affordable phone plans and allows you to earn money by recharging numbers and paying bills.

**Highlights:** Digital account creation, Send and receive money, Secure card for purchases, Cashback rewards, Fast loan applications, Affordable phone plans, Earn money on recharges and bill payments

**Features:** macOS Compatibility

**In-app purchases:** none


### Pagando

[App page](https://appshunter.io/ios/app/pagando/id1528416728)

Manage your personal or business finances with a new account. Enjoy benefits like making purchases, receiving payroll, saving for goals, and making payments to suppliers or employees. Access exclusive VIP experiences and exclusive Mastercard benefits.

**Highlights:** Personal and business accounts, Make and receive payments, Exclusive Mastercard benefits, Pay bills, Instant SPEI transfers, Deposit/withdraw cash, Real-time transaction notifications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Miio free?

Miio is free to download, with no in-app purchases.

### Is Pagando free?

Pagando is free to download, with no in-app purchases.

### Which has better reviews, Miio or Pagando?

Pagando is rated higher. Miio averages 4.2 out of 5 from 5 ratings, while Pagando averages 4.7 from 12 ratings.

### Do Miio or Pagando have ads?

Neither Miio nor Pagando shows ads.

### Which is updated more often, Miio or Pagando?

Miio ships an update monthly, and Pagando fortnightly. Most recently, Miio was updated on June 11, 2026 and Pagando on August 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*