# Merchantrade Secure vs uabpay

The clearest difference is update cadence: uabpay at fortnightly against Merchantrade Secure's every 3 months. Merchantrade Secure's advantage is iOS requirement (7.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Merchantrade Secure ships an update every 3 months, uabpay fortnightly. Both last shipped on October 2, 2026.

## The numbers

| Metric | Merchantrade Secure | uabpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.7 (162 ratings)](https://appshunter.io/ios/app/uabpay/id1496595220/reviews)** |
| Number of ratings | — | **162** |
| Positive reviews | — | 44.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | — | Free |
| Size | 32 MB | 127 MB |
| Requires iOS | **7.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MERCHANTRADE ASIA SDN BHD](https://appshunter.io/developer/1022449999) | [UAB Bank Limited](https://appshunter.io/developer/1406305742) |

## What reviewers say

### Merchantrade Secure

[App page](https://appshunter.io/ios/app/merchantrade-secure/id1401775913)

**In-app purchases:** none


### uabpay

[App page](https://appshunter.io/ios/app/uabpay/id1496595220)

This digital payment app simplifies everyday transactions for bank customers. Easily transfer funds, pay bills, shop online, and manage cards using just your smartphone.

**Highlights:** Fund Transfer, Cash-in/Cash-out, Bills Payment, Scan and Pay, Mobile Top-up, Online Shopping, Card Services

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Merchantrade Secure free?

Merchantrade Secure is free to download, with no in-app purchases.

### Is uabpay free?

uabpay is free to download, with no in-app purchases.

### Do Merchantrade Secure or uabpay have ads?

Neither Merchantrade Secure nor uabpay shows ads.

### Which is updated more often, Merchantrade Secure or uabpay?

Merchantrade Secure ships an update every 3 months, and uabpay fortnightly. Most recently, Merchantrade Secure was updated on October 2, 2026 and uabpay on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*