# ZSSF vs AzamPesa

The clearest difference is rating: AzamPesa at 5.0 against ZSSF's 1.0. AzamPesa also leads on update cadence (every 2 weeks vs every 2 months) and ratings volume (4 vs 1). ZSSF's advantage is iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AzamPesa holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

ZSSF ships an update every 2 months, AzamPesa every 2 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | ZSSF | AzamPesa |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/zssf/id1402069724/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/azampesa/id1596710999/reviews)** |
| Number of ratings | 1 | **4** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 37 MB | 125 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Zanzibar Social Security Fund](https://appshunter.io/developer/1402069723) | [Azam Pay](https://appshunter.io/developer/1532006325) |

## What reviewers say

### ZSSF

[App page](https://appshunter.io/ios/app/zssf/id1402069724)

This app provides information and services related to social security in Zanzibar. It details the history and legal framework of the Zanzibar Social Security Fund, offering access to pension benefits and scheme information for public service employees.

**Highlights:** Social security information, Pension benefits access, Scheme details, Legal framework history, Public service employee coverage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### AzamPesa

[App page](https://appshunter.io/ios/app/azampesa/id1596710999)

This mobile money service allows users to send, receive, and make digital payments with low transaction fees. It offers bank-grade security and incentives for digital commerce, aiming to benefit lower and middle-income earners.

**Highlights:** Send and receive money, Make digital payments, Low transaction fees, Bank-grade security, Government and merchant payments, Digital commerce incentives

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ZSSF free?

ZSSF is free to download, with no in-app purchases.

### Is AzamPesa free?

AzamPesa is free to download, with no in-app purchases.

### Which has better reviews, ZSSF or AzamPesa?

AzamPesa is rated higher. ZSSF averages 1.0 out of 5 from 1 ratings, while AzamPesa averages 5.0 from 4 ratings.

### Do ZSSF or AzamPesa have ads?

Neither ZSSF nor AzamPesa shows ads.

### Which is updated more often, ZSSF or AzamPesa?

ZSSF ships an update every 2 months, and AzamPesa every 2 weeks. Most recently, ZSSF was updated on November 2, 2026 and AzamPesa on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*