# Loan Calc vs HLPD

The clearest difference is in-app purchases: HLPD at none against Loan Calc's 1. HLPD also leads on iOS requirement (12.0 vs 15.1). Loan Calc's advantage is update cadence (every 6 weeks vs every 14 months). On price, ads and device support there is nothing between them.

Both are free to download. Loan Calc sells 1 in-app purchase, starting at $1.99 per month. HLPD asks for nothing beyond the download.

Loan Calc ships an update every 6 weeks, HLPD every 14 months. Both last shipped on October 11, 2026.

## The numbers

| Metric | Loan Calc | HLPD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (14 ratings)](https://appshunter.io/ios/app/loan-calc-pro/id1402137178/reviews)** | — |
| Number of ratings | **14** | — |
| Positive reviews | 71.4% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 14 months |
| Monetization | Freemium | — |
| Size | 51 MB | 174 MB |
| Requires iOS | 15.1 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Quick Consulting and Management LLC](https://appshunter.io/developer/1137340501) | [Hudson Light & Power Department](https://appshunter.io/developer/1471413948) |

## What reviewers say

### Loan Calc

[App page](https://appshunter.io/ios/app/loan-calc-pro/id1402137178)

Calculate monthly loan payments for various loan types including Conventional, FHA, VA, and USDA. Offers a user-friendly interface for quick and accurate mortgage calculations, with options to save and share results.

**Highlights:** Calculate Conventional, FHA, VA, USDA loans, PMI factor included, Save and email calculations, Ad-free experience (premium), Editable VA Funding Fee (premium), Intuitive single-screen interface

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Loan Calc-Pro | $1.99 | per month |


### HLPD

[App page](https://appshunter.io/ios/app/hlpd/id1471413949)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Loan Calc free?

Loan Calc is free to download, with in-app purchases available.

### Is HLPD free?

HLPD is free to download, with no in-app purchases.

### Do Loan Calc or HLPD have ads?

Neither Loan Calc nor HLPD shows ads.

### Which is updated more often, Loan Calc or HLPD?

Loan Calc ships an update every 6 weeks, and HLPD every 14 months. Most recently, Loan Calc was updated on October 11, 2026 and HLPD on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*