# CSB Loyal Consumer Banking vs CCU Mobile

The clearest difference is ads: CCU Mobile at none against CSB Loyal Consumer Banking's shown. CCU Mobile also leads on update cadence (monthly vs every 4 months) and ratings volume (1.2K vs 158). CSB Loyal Consumer Banking's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, rating, review sentiment and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for CSB Loyal Consumer Banking against 4.8 for CCU Mobile. That said, the two scores are not equally well evidenced: CCU Mobile has 1.2K ratings behind it against 158, so its average is the more settled of the two. Written reviews are what separate them: 50% of CSB Loyal Consumer Banking's written reviews are positive against 44% of CCU Mobile's.

CSB Loyal Consumer Banking ships an update every 4 months, CCU Mobile monthly. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | CSB Loyal Consumer Banking | CCU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (158 ratings)](https://appshunter.io/ios/app/csb-loyal-consumer-banking/id1402156182/reviews) | **[4.8 (1.2K ratings)](https://appshunter.io/ios/app/ccu-mobile/id6670622930/reviews)** |
| Number of ratings | 158 | **1.2K** |
| Positive reviews | **50.0% of reviews** | 43.8% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 53 MB | 198 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Citizens State Bank of Loyal](https://appshunter.io/developer/926949746) | [Co-op CU](https://appshunter.io/developer/1238766382) |

## What reviewers say

### CSB Loyal Consumer Banking

[App page](https://appshunter.io/ios/app/csb-loyal-consumer-banking/id1402156182)

Manage your finances on the go with this banking app. Features include mobile deposits, bill payments, and account transfers. It also offers an ATM locator and employs industry-standard security measures.

**Highlights:** Mobile deposit, Bill payments, Account transfers, ATM locator, Account information access

**Features:** macOS Compatibility

**In-app purchases:** none


### CCU Mobile

[App page](https://appshunter.io/ios/app/ccu-mobile/id6670622930)

Manage your finances on the go with this secure and fast application. Organize transactions with notes and photos, set balance alerts, and make payments or transfers easily. Deposit checks, reorder cards, and find nearby branches.

**Highlights:** Organize transactions with tags, notes, and photos, Set up balance alerts, Make payments and transfer funds, Deposit checks via photo, Manage debit cards, View and save monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 👍 New online system is easy to use
- 🔒 Added security

**What reviewers complain about**

- 🐛 Complicated interface, hard to navigate
- 🐛 Can't see pending transactions or balance
- 🐛 Unusable after update
- 🐛 Overcomplicated, less functional than old version

**Reported bugs**

- Card not working after update
- App crashes

**Requested features**

- Option to revert to old version
- Improved transaction history and balance display


## Frequently asked questions

### Is CSB Loyal Consumer Banking free?

CSB Loyal Consumer Banking is free to download, with no in-app purchases.

### Is CCU Mobile free?

CCU Mobile is free to download, with no in-app purchases.

### Which has better reviews, CSB Loyal Consumer Banking or CCU Mobile?

CCU Mobile is rated higher. CSB Loyal Consumer Banking averages 4.7 out of 5 from 158 ratings, while CCU Mobile averages 4.8 from 1.2K ratings.

### Do CSB Loyal Consumer Banking or CCU Mobile have ads?

CSB Loyal Consumer Banking shows ads; CCU Mobile does not.

### Which is updated more often, CSB Loyal Consumer Banking or CCU Mobile?

CSB Loyal Consumer Banking ships an update every 4 months, and CCU Mobile monthly. Most recently, CSB Loyal Consumer Banking was updated on November 2, 2026 and CCU Mobile on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*