# Instapay Chips vs Afrimoola

Instapay Chips and Afrimoola are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Instapay Chips ships an update monthly, Afrimoola every 2 months. The most recent releases landed on October 8, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Instapay Chips | Afrimoola |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/instapay-chips/id1402727891/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | — |
| Size | 36 MB | 94 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [OMNEA PTY LTD](https://appshunter.io/developer/1244772972) | [Transhuman Technologies](https://appshunter.io/developer/1689482891) |

## What reviewers say

### Instapay Chips

[App page](https://appshunter.io/ios/app/instapay-chips/id1402727891)

Manage your daily finances with this app designed for South Africans. Send and receive money instantly, earn cashback, and track your spending. Split funds for savings and daily use, and create payment requests.

**Highlights:** Instant money transfers, Earn cashback, Get rewarded with airtime/data, Track earnings and spending, Split funds for savings, Create payment requests

**Features:** macOS Compatibility

**In-app purchases:** none


### Afrimoola

[App page](https://appshunter.io/ios/app/afrimoola/id6451480129)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Instapay Chips free?

Instapay Chips is free to download, with no in-app purchases.

### Is Afrimoola free?

Afrimoola is free to download, with no in-app purchases.

### Do Instapay Chips or Afrimoola have ads?

Neither Instapay Chips nor Afrimoola shows ads.

### Which is updated more often, Instapay Chips or Afrimoola?

Instapay Chips ships an update monthly, and Afrimoola every 2 months. Most recently, Instapay Chips was updated on October 8, 2026 and Afrimoola on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*