# Instapay Chips vs Finex Remit

The clearest difference is ads: Instapay Chips at none against Finex Remit's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Instapay Chips ships an update monthly, Finex Remit every 3 weeks. The most recent releases landed on October 8, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Instapay Chips | Finex Remit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/instapay-chips/id1402727891/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 36 MB | 236 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [OMNEA PTY LTD](https://appshunter.io/developer/1244772972) | [Imali Express](https://appshunter.io/developer/1752876682) |

## What reviewers say

### Instapay Chips

[App page](https://appshunter.io/ios/app/instapay-chips/id1402727891)

Manage your daily finances with this app designed for South Africans. Send and receive money instantly, earn cashback, and track your spending. Split funds for savings and daily use, and create payment requests.

**Highlights:** Instant money transfers, Earn cashback, Get rewarded with airtime/data, Track earnings and spending, Split funds for savings, Create payment requests

**Features:** macOS Compatibility

**In-app purchases:** none


### Finex Remit

[App page](https://appshunter.io/ios/app/finex-remit/id6504567814)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Instapay Chips free?

Instapay Chips is free to download, with no in-app purchases.

### Is Finex Remit free?

Finex Remit is free to download, with no in-app purchases.

### Do Instapay Chips or Finex Remit have ads?

Finex Remit shows ads; Instapay Chips does not.

### Which is updated more often, Instapay Chips or Finex Remit?

Instapay Chips ships an update monthly, and Finex Remit every 3 weeks. Most recently, Instapay Chips was updated on October 8, 2026 and Finex Remit on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*