# Loans & Interests Simulator vs Prima Pay

The clearest difference is in-app purchases: Prima Pay at none against Loans & Interests Simulator's 3. Prima Pay also leads on ads (none vs shown). Loans & Interests Simulator's advantage is update cadence (every 2 months vs every 6 months) and iOS requirement (13.0 vs 15.1). On price and device support there is nothing between them.

Both are free to download. Loans & Interests Simulator sells 3 one-off in-app purchases. Prima Pay asks for nothing beyond the download.

Loans & Interests Simulator ships an update every 2 months, Prima Pay every 6 months. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Loans & Interests Simulator | Prima Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (488 ratings)](https://appshunter.io/ios/app/loans-and-interests-simulator/id1403190089/reviews)** | — |
| Number of ratings | **488** | — |
| Positive reviews | 86.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 2 months** | Every 6 months |
| Monetization | Free with in-app purchases | — |
| Size | 33 MB | 33 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Rome Rock LLC](https://appshunter.io/developer/1190244007) | [Stalo Servicos de Tecnologia LTDA](https://appshunter.io/developer/1714641198) |

## What reviewers say

### Loans & Interests Simulator

[App page](https://appshunter.io/ios/app/loans-and-interests-simulator/id1403190089)

Easily calculate loan payments, maximum credit amounts, and interest paid. Get payment reminders, visualize data with graphs, and access an amortization table. This app helps manage various loan types and is free to use.

**Highlights:** Calculate loan variables (interest, payment, duration, amount), Visualize data with graphs, Receive payment reminders, View amortization table, Export loan history, Offline functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Dog Food | $2.99 | one-time |
| Dog Toys | $4.99 | one-time |
| Dog Costume | $6.99 | one-time |


### Prima Pay

[App page](https://appshunter.io/ios/app/prima-pay-la/id6745489706)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Loans & Interests Simulator free?

Loans & Interests Simulator is free to download, with in-app purchases available.

### Is Prima Pay free?

Prima Pay is free to download, with no in-app purchases.

### Do Loans & Interests Simulator or Prima Pay have ads?

Loans & Interests Simulator shows ads; Prima Pay does not.

### Which is updated more often, Loans & Interests Simulator or Prima Pay?

Loans & Interests Simulator ships an update every 2 months, and Prima Pay every 6 months. Most recently, Loans & Interests Simulator was updated on November 6, 2026 and Prima Pay on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*