# GMOあおぞらネット銀行 取引アプリ vs 貯蓄の窓口 by Habitto

The clearest difference is review sentiment: 貯蓄の窓口 by Habitto at 67% against GMOあおぞらネット銀行 取引アプリ's 23%. 貯蓄の窓口 by Habitto also leads on update cadence (every 2 weeks vs every 2 months). GMOあおぞらネット銀行 取引アプリ's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GMOあおぞらネット銀行 取引アプリ ships an update every 2 months, 貯蓄の窓口 by Habitto every 2 weeks. The most recent releases landed on September 23, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | GMOあおぞらネット銀行 取引アプリ | 貯蓄の窓口 by Habitto |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.7 (3 ratings)](https://appshunter.io/ios/app/by-habitto/id1641045189/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | 22.8% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 40 MB | 205 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [GMO Aozora Net Bank, Ltd.](https://appshunter.io/developer/1341530385) | [Habitto](https://appshunter.io/developer/1641045191) |

## What reviewers say

### GMOあおぞらネット銀行 取引アプリ

[App page](https://appshunter.io/ios/app/gmo/id1403241155)

Manage your bank accounts and perform various transactions directly from your smartphone. Check balances, make transfers, pay bills, and manage deposits and foreign currency accounts. You can also use your phone for ATM withdrawals and link loyalty points.

**Highlights:** Balance and transaction history inquiry, Fund transfers and remittances, Bill payment via PayB, Fixed deposit management, Foreign currency account transactions, Smartphone ATM withdrawals, Loyalty point integration

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### 貯蓄の窓口 by Habitto

[App page](https://appshunter.io/ios/app/by-habitto/id1641045189)

This digital banking app offers integrated savings, investment, and insurance services. Receive personalized support from financial advisors via chat or video sessions to build better money habits. It provides a high-interest savings account and a debit card with cashback rewards.

**Highlights:** High-interest savings account (0.6% APY), Debit card with 0.8% cashback, Personalized financial advice, In-app chat and video consultations, ATM access (7-Bank, AEON, JP Post), Savings, investment, and insurance services

**In-app purchases:** none


## Frequently asked questions

### Is GMOあおぞらネット銀行 取引アプリ free?

GMOあおぞらネット銀行 取引アプリ is free to download, with no in-app purchases.

### Is 貯蓄の窓口 by Habitto free?

貯蓄の窓口 by Habitto is free to download, with no in-app purchases.

### Do GMOあおぞらネット銀行 取引アプリ or 貯蓄の窓口 by Habitto have ads?

Neither GMOあおぞらネット銀行 取引アプリ nor 貯蓄の窓口 by Habitto shows ads.

### Which is updated more often, GMOあおぞらネット銀行 取引アプリ or 貯蓄の窓口 by Habitto?

GMOあおぞらネット銀行 取引アプリ ships an update every 2 months, and 貯蓄の窓口 by Habitto every 2 weeks. Most recently, GMOあおぞらネット銀行 取引アプリ was updated on September 23, 2026 and 貯蓄の窓口 by Habitto on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*